[Resolved] CIBIL — Discrepancy in Credit Report | |||
Hello Sir/Madam, My name is Rajesh Sigamani. My credit report carries incorrect personal details like Date of Birth, PAN, Passport information. Adding fire to that the report shows two irrelevant loan and 6 credit card accounts where i hold only one loan which was preclosed and a credit card with the two banking institutions. When contacted CIBIL, responding lately, they said that the information has been updated by two major banks and I need to contact them directly to get this sorted out. I also got the confirmation that all my personal details with the corresponding bank are updated correctly. I am still not getting out of this issue since the incorrect and irrelevant accounts are reflecting till date. One more addition to the statement is I am not getting any statements or any pay request for the irrelevant accounts from the institutions. Please help me to get a contact details of a professional to sort out the issue. My email id: [protected]@gmail.com Thanks, Rajesh Sigamani. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 4 Comments | |||
Comments
Complaint to RBI using this online form:
https://secweb.rbi.org.in/BO/compltindex.htm
Good Luck!
https://secweb.rbi.org.in/BO/compltindex.htm
Good Luck!
My name is Deepak Mishra . I found in my CIBIL report that i am using 2 credit cards if Axis Bnak. But the fact is that i am using only 1 credit card of Axis Bank . The no Credit Card is [protected]. I request you to kindly check the details of another credit card of Axis Bank which is not mine.
kindly revert me urgently on my mail id: deepak.[protected]@axisbank.com
Deepak Mishra
PAN No. ANBPM5351J
Shri Kant Mishra
Date Of Birth: 16/07/1979
M-17 Camero Complex Subroto Park New Delhi -110010
kindly revert me urgently on my mail id: deepak.[protected]@axisbank.com
Deepak Mishra
PAN No. ANBPM5351J
Shri Kant Mishra
Date Of Birth: 16/07/1979
M-17 Camero Complex Subroto Park New Delhi -110010
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Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021
My name is Abhishek Iyer. I have applied for an education loan with SBI.
Before sanctioning my loan, the bank took out my credir report from CIBIL and shockingly, the report says that I had availed a loan of Rs. 54 lac against my CREDIT CARD on 02.11.2008, of which, Rs. 17 lac is outstanding.
This is absolutely rubbish as I have never ever applied for any such loan. Moreover, common sense would suggest us that no bank will offer such a huge loan against CREDIT CARD. To top it all, I did not even possess a credit card during this period.
This error has resulted in my loan process being put on hold till the time the error is corrected in the CIBIL database. I am facing a lot of problems because of this.
I personally believe that CIBIL has no right to give such false information about me, which is causing me great difficulties.
I am suffering due to someone else's mistake.
If someone can guide me in this matter, I would be really grateful.
Abhishek Iyer.
[protected]