[Resolved]  Dena Bank Ltd Sonepat Branch — Harassement By Bank Manager twice on Loan Acceptance and at the time of August 2010 for Top-Up Loan

Address:

Sonipat, Haryana

Greetings Sir,

I want to file a complain against Dena Bank Manager. He is a guy who harassed me while I was planning to Move to England for my MBA in 2009.

At that time, I had to take RBI (Ombudsman) and CMD of Dena bank in Loop for getting my loan done.
I got that loan approved, after 3 months of Hardship on October 2nd 2009. Still, (The Bank Manager) he took 5 more days to pass it and expected me to run like an . I reached University at last date of Registration (8th Oct 2009)

The Bank Manager Troubled me every now and them by delaying the payment from India. Sometimes on the ground of Illness and sometimes
by delaying the Document as Foreign Currencies are transferred via Delhi Branch.

I was again insulted, when I came to India in August 2010 on short trip of 2 weeks due to my brother's marriage.

I needed a top-up loan in addition to Education Loan, and as expected I had to request the Dena Bank Manager for same. I had sent a request for same 2 weeks in advance before coming to India from Leeds, UK.

I did same loan filing again. I borrowed some money from my Friends for further margin money as expected. Again, I was running like an from one place to another. Finally, I was assured that my Loan will be passed within 2-3 weeks max.

I got a shocking reply in September mid way; when Bank Refused to pass my Top-Up Loan.

It was the same Bank Manager whom I E-mailed 2 weeks before coming to India; while accepting my Top-Up Loan Application he assured in the beginning about getting my Loan Passed in August 2010.

Later after due hardship bank replied in Written on E-mail that I am not even qualified for the Top-up Loan.

I was expecting somewhere around £[protected] for my further expenses and PSW (Post Study Work) Permit Margin for 3 Months in Bank A/C. But in vain, I lost all battles to Dena Bank. I still didn't lost hope but later, some of the Regional Manager (Mr. Sharma) also replied in Dena Bank Manager's tone; that I can't get loan as time periof for applying Top up Loan is passed out by End of September, 2010.

I was in a state of Suicidal condition to decide where to go and whom to ask as I had just £250 left in Lloyds Bank A/c.
I returned due to last minute help from University; as they paid for my Accommodationon Rent, Food and also for Return Ticket.

On 6th Oct. 2010, I came back to India, and since then I have been living in Rathdhana Village.
I have been doing Social work like Teaching and Research work on Automated Vending Machine for Insurance Sector of India.

I'm all up for this last Filing of Complaint against Dena Bank Manager, Sonepat Branch.
I know, he will harrase me and my family again on the name of Loan Payment. He has done all bad things from the start especially to me and to my Family.

I don't trust anyone anymore. Our system has harassed me so much that everyone expect me to be exploited and be silent like before.
I won't get harassed anymore.

Please accept my complaint against Dena Bank Manager.
Warm Regards
Hitesh Deepak
+91 [protected]