[Resolved]  DHFL — Charge much higher rate of interest

I have applied a housing loan from DHFL with their employee Mr Raj Kumar. During the processing of case he has told me that rate of interest will be 9.50% is the maximum. But when they have booked the my cheque with my banker only them I have come to know that they are charging 11.75%. I have lodged my complaints with their branch office (REWARI in Haryana) and their head office at Mumbai. But they have said that you have signed the paper in which you have agreed to pay this interest rate. I have requested several times that no body will check or study the papers during the signing and your representative has assured me that rate of interest will not be charged over 9.50%.

Further during the sanction of loan, they have compled me to take a policy of Rs. 1.00 lac so that loan amount can be secured after my death. I have requested him I am not interesting to take the policy as why I have take another burdon of Rs 1.00 lac. But they take the policy and paid the amount and add in my total loan amount.

In the above case, what can I do. As I have signed all the papers which they have offered.

Kindly do the needful.

B'Regards

(BRIJ LAL GARG)
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