Comments
I totally agree. The employee's are completely incompetant in my eyes. 4-5 months would pass with out any contact at all, i was literally given 5 days notice when they changed the person who was handling my case and they failed to give the new person all the details so now i am being chased for 500 pounds for a visa i dont want/need and was told i could transfer it to another visa i wanted. I will be persuing them in court very soon
Reply
Liam and consumers,
I completely disagree with you. pple on this site( like me) mite not have put in their real name since they are in an existing legal battle with your co but that does not mean that the nature of the complaint is not true. Not only are your employees incompetent but they are trained to be ignorant. emails ( after taking the money frm the consumers) are not answered and finally one is threatened to pay further without receiving any visa assistance. The call centre no is NEVER transferred to a person. This seems a sure shot fraud. and thank god for this website so that pple can find out on this forum.
I completely disagree with you. pple on this site( like me) mite not have put in their real name since they are in an existing legal battle with your co but that does not mean that the nature of the complaint is not true. Not only are your employees incompetent but they are trained to be ignorant. emails ( after taking the money frm the consumers) are not answered and finally one is threatened to pay further without receiving any visa assistance. The call centre no is NEVER transferred to a person. This seems a sure shot fraud. and thank god for this website so that pple can find out on this forum.
I am the Death of Global Visas. None of these allegations are false. We've got better things to do, and one of them is driving gangsters like you out of business.
I'm glad to hear that your business is suffering because of these complaints. We know that you are well connected with the underworld in New Delhi, but Truth Shall Prevail.
Liam Clifford, my . Bet that name ain't true either. Picked it out of a phone directory did you?
You've got a War on your hands buddy.
I'm glad to hear that your business is suffering because of these complaints. We know that you are well connected with the underworld in New Delhi, but Truth Shall Prevail.
Liam Clifford, my . Bet that name ain't true either. Picked it out of a phone directory did you?
You've got a War on your hands buddy.
fraud company, i could not do anything to recover my 25000 these people stole from my credit card. i dont have a job and these people have duped me of rs 25000, god how will over come this
Who is this guy kidding (Liam Clifford) - Everything said in the forum is correct and I have faced the rut of Global Visas pathetic service and greed for money.
I have therefore made an effort to complain to OISC against Global Visas, although it took nearly 8 month for them to reach a conclusion, finally Global Visas have been found to breach the following OISC codes:
Code 34: All advisers must ensure that their clients are kept regularly informed of the progress of their case, and, at a minimum, clients should be updated at least every three months.
Code 61: An adviser who charges for their advice or services must only charge a fee for which they are legally entitled.
Code 62: Where monies or fees are taken, an adviser must keep accounts, including a distinct written record of the transactions undertaken for each client.
Code 87: A client’s records must be made accessible to the client upon their request.
Code 88: An adviser must, without delay, having regard to the urgency of the client’s business and to ensure that the client’s affairs are not prejudiced, give or send the client’s documents to the client or such other third party as they may request in writing.
Future Action
These breaches will be recorded and considered with any application from Global Visas for continued registration with OISC.
Other Points
The evidence in this case has demonstrated a breach of the Commissioner’s Code of Standards and has raised concerns with regard to Global Visas’ charging policy and the discrepancy between terms being offered to clients and Global Visas’ terms and conditions of business.
I have the original letter with the full investigation report and verdict.
However, OISC neither offered any compensation to me nor fined Global Visas for these breaches. Hence, I do not feel terribly happy but nevertheless hold a high moral and ethical ground towards my charges against them.
Tirthankar
I have therefore made an effort to complain to OISC against Global Visas, although it took nearly 8 month for them to reach a conclusion, finally Global Visas have been found to breach the following OISC codes:
Code 34: All advisers must ensure that their clients are kept regularly informed of the progress of their case, and, at a minimum, clients should be updated at least every three months.
Code 61: An adviser who charges for their advice or services must only charge a fee for which they are legally entitled.
Code 62: Where monies or fees are taken, an adviser must keep accounts, including a distinct written record of the transactions undertaken for each client.
Code 87: A client’s records must be made accessible to the client upon their request.
Code 88: An adviser must, without delay, having regard to the urgency of the client’s business and to ensure that the client’s affairs are not prejudiced, give or send the client’s documents to the client or such other third party as they may request in writing.
Future Action
These breaches will be recorded and considered with any application from Global Visas for continued registration with OISC.
Other Points
The evidence in this case has demonstrated a breach of the Commissioner’s Code of Standards and has raised concerns with regard to Global Visas’ charging policy and the discrepancy between terms being offered to clients and Global Visas’ terms and conditions of business.
I have the original letter with the full investigation report and verdict.
However, OISC neither offered any compensation to me nor fined Global Visas for these breaches. Hence, I do not feel terribly happy but nevertheless hold a high moral and ethical ground towards my charges against them.
Tirthankar
Thank you for the posting on this website against Global Visas. I am one of the people conned by them and I plan to try to get my money back. I plan to write to the oisc as well just amazed how your complaints didnt even get them a fine. I think that beside the oisc you should write to all the accreditation agencies they mention on their website and also to bbc watchdog, if you google that you will see this is a television program which investigates shams and companies conning people.. BBC will put your story on prime time television and this will bring lots of bad publicity for them which they deserve.
I am planning to write letters to ALLL THE accreditation agencies they have on the website, plus THE OFFICE OF FAIR TRADING which regulates the way the companies operate, plus the BBC television plus you could contact with your story as well the tabloid newspapers in uk like News of the world, Daily Mail, the sun, they would be delighted to have a story like that on their hands.
the more people will complain through the right channels like oisc.co.uk there is a bigger chance the company will be struck off for bad practices so we need to join forces and complain
global visas promise you are elligible for any visa, they take the money, if you are not eleigible they dont give a refund, they never answer phones after they took your money, the conditions on their website are different than the condition they send to the clients, even if you change your mind before you provide them with any documentation they want to charge you full fees even for a phone call where they only took your basic details, they want to charge fees for work they have never done and they promise to get you visas you are not eligible for
I am planning to write letters to ALLL THE accreditation agencies they have on the website, plus THE OFFICE OF FAIR TRADING which regulates the way the companies operate, plus the BBC television plus you could contact with your story as well the tabloid newspapers in uk like News of the world, Daily Mail, the sun, they would be delighted to have a story like that on their hands.
the more people will complain through the right channels like oisc.co.uk there is a bigger chance the company will be struck off for bad practices so we need to join forces and complain
global visas promise you are elligible for any visa, they take the money, if you are not eleigible they dont give a refund, they never answer phones after they took your money, the conditions on their website are different than the condition they send to the clients, even if you change your mind before you provide them with any documentation they want to charge you full fees even for a phone call where they only took your basic details, they want to charge fees for work they have never done and they promise to get you visas you are not eligible for
I have one message to Liam Clifford saying that all this is untrue:
I did send you a message to your personal email account several times, didnt ask you to refund. didnt ask you to call me.. didnt ask you to do anything except for to investigate my complaints with Global VISAS horrible support many and many times ..BUT not even one single reply from you SIR :-)
I actually couldn't help stop laughing when I read your comment over here saying that all this is untrue and as if you care much about your business as much you care about GBP transfers to your account from people like us...
I paid a lot of money, for really nothing and just for a big piece of fraud which I really forgot.
However, I promise to share all my experience (documented) with emails, messages, everything I got form Global VISAS to make sure no more people make u further rich SIR..
I encourage you to visit many of the UK immigration forums that have dedicated sections about your lovely history with applicants..
Good luck!
I did send you a message to your personal email account several times, didnt ask you to refund. didnt ask you to call me.. didnt ask you to do anything except for to investigate my complaints with Global VISAS horrible support many and many times ..BUT not even one single reply from you SIR :-)
I actually couldn't help stop laughing when I read your comment over here saying that all this is untrue and as if you care much about your business as much you care about GBP transfers to your account from people like us...
I paid a lot of money, for really nothing and just for a big piece of fraud which I really forgot.
However, I promise to share all my experience (documented) with emails, messages, everything I got form Global VISAS to make sure no more people make u further rich SIR..
I encourage you to visit many of the UK immigration forums that have dedicated sections about your lovely history with applicants..
Good luck!
Dear Liam Clifford,
Here are some names for you, I think I know your con though. My theory is that you have the people working for you who regularly change their names. Two people on my case have been "fired" since it was started:
Adrian Baxter
Jaspreet Kaur
Fayazz
Simon Koe
Katrina from Refunds
Enough names for you?
Thomas Kossar 750442
Here are some names for you, I think I know your con though. My theory is that you have the people working for you who regularly change their names. Two people on my case have been "fired" since it was started:
Adrian Baxter
Jaspreet Kaur
Fayazz
Simon Koe
Katrina from Refunds
Enough names for you?
Thomas Kossar 750442
Yes its true that Global visa is incompetent, liar. they have nice words they want only your money. We experience that and until now we are still calling them but nobody answer the phone. And they said that my consultant is not there anymore and they want me to pay again another money we paid already 804 GBP and now they want me to pay again 250GBP. How come that we paid to that amount in the first place they have done nothing to my case. Really annoying!!! they are leach taking money..How can you trust a company like them they have alot of goodwords but nothing happen. We call them many times but the people we are looking for is not there anymore Kanchan, Fhad. And Mr. Baxter promised that he will sorted our problems but he is hiding from us..they dont have words of honor so beware to this company.
Dear Liam Clifford,
Are you the Director of Global Visas?. If so please could you make sure that your consultants and managers do not cheat the clients.
I can prove that the people who are writing complaints in this webpage do exist and they are indeed affected by global visas scam.
This webpage is indeed uniting all those affect people to go to court against the injustice done by Global visas.
Global visas are targeting vulnerable people.
“Injustice anywhere is a threat to justice everywhere”
Best,
Shalini K
Are you the Director of Global Visas?. If so please could you make sure that your consultants and managers do not cheat the clients.
I can prove that the people who are writing complaints in this webpage do exist and they are indeed affected by global visas scam.
This webpage is indeed uniting all those affect people to go to court against the injustice done by Global visas.
Global visas are targeting vulnerable people.
“Injustice anywhere is a threat to justice everywhere”
Best,
Shalini K
IN the uk there is a law called unfair contract terms law 1977 which protects the consumer againt companies who intentionally put unfair terms in their contracts which are defavourable to the consumer. thats why people should sue them, FOR UNFAIR CONTRACT TERMS
WRITE TO THE OFFICE OF FAIR TRADING
Scambusters Team
Office of Fair Trading
Fleetbank House
2-6 Salisbury Square
London
EC4Y 8J
WRITE TO THE OFFICE OF FAIR TRADING
Scambusters Team
Office of Fair Trading
Fleetbank House
2-6 Salisbury Square
London
EC4Y 8J
liam clifford
you are running a fraud trade of ripping people in the name of business...your pot of sin is full and you shall face the repercussions of ripping hapless people
you are running a fraud trade of ripping people in the name of business...your pot of sin is full and you shall face the repercussions of ripping hapless people
LIAM CLIFFORD, THE DIRECTOR OR GLOBAL VISAS HAS BEEN DISQUALIFIED AS A DIRECTOR IN THE UK DUE TO NUMEROUS BREACHES
HAVE A LOOK AT
http://www.companieshouse.gov.uk/ddir/dqdet.cgi?P=[protected]
HAVE A LOOK AT
http://www.companieshouse.gov.uk/ddir/dqdet.cgi?P=[protected]
First of all I am one of the people conned by Global Visas.
I am going to court against global visas as i canceled my contract 4 days after i signed it thinking it was a scam, i canceled my credit card and now they are taking me to court because i paid the deposit and idnt pay the rest of the money, although i havent submitted any documents and they havent done any work.I have letters from Home Office proving that I am not elligible for what Global Visas told me I am elligible. They are trying to claim in front of court that a 30 mins conversation in which they told me lies and what documenst I should bring them is worth 690 pounds and any work after that with filling in the aplication form and submiting documenst should be done for free. This is a scam definitely as they want your drecit card details and sign a contract even before they check your documents to see if you have any chance when you apply for a visa.
First Global visas they are not solicitors or lawyers, they are just advisers with no university qualification but they want to charge you 1300 pounds per hr for phone calls only giving you info that is free of charge on the home office website.
So to people who want to know what to do my advice is KEEP ON SENDING LETTERS, KEEP ON COMPLAINING
i AM FROM uk SO I CANNOT HELP MUCH PEOPLE IN INDIA BUT I CAN HELP WITH ADVICE PEOPLE IN UK
FIRST step is
complain to
http://www.oisc.gov.uk/complaints_about_immigration_advice/
they dont do much, wont help you get your money back but the fact that they investigate global visas
will be a proof for you in case you go to court against them.
after that complain to
Scambusters Team
Office of Fair Trading
Fleetbank House
2-6 Salisbury Square
London
EC4Y 8JX
email:oft.gsi.gov.uk
if there are enough complaints sent to them they can take the company to high court and close them down
for people who write complaints it is worth knowing that Liam Clifford, the founder of Global Visas and ex director was disqualified in 2008 for serious breaches and you can print this information from the internet and use that in your court case
http://www.companieshouse.gov.uk/ddir/dqdet.cgi?P=[protected]
http://wck2.companieshouse.gov.uk/e7f1eab36255e4bb19dae841bd5a89eb/compdetails
if you go to court against global visas it will help to show the judge the owner and director of the company ws disqualified under section 7
if you want to read more about disqualification go to
http://www.accaglobal.com/students/student_accountant/archive/2005/53/2342490
after that prepare yourself to take them to court( only in the uk, i dont know how you do this in India)
I found on the internet an article written about someone else about going to court which I will present below as the guy was very explicit
my advice is ... keep on complaining, keep proof of everything you did so you have chances in court and complain coz this is the only way to change things. send all your true stories to the authorities because if you dont complain nothing will ever change
there are people who dont have the time to complain or they dont know to whom to complain and that is why global visas is getting away with lots of money for doing no work at all
when you take them to court you can complain about unfair charges, unfair feees, no work done for the money, unfair contract terms( there is a law in uk about it so research it)
the truth will always shine through your stories, you just have to complain
So here is below the story I found on the net about how to sue them from the UK
The name of this website, Moneyclaim Online, suggests a dodgy accident compensation service, like Claims Direct and all the other legal vultures who are pushing up our insurance premiums.
But Moneyclaim.gov.uk is actually a website produced by our own wonderful government. To be more specific this website is run by the Court Service of England and Wales, the people who do such a fine job of punishing all the baddies out there.
I stumbled upon Moneyclaim Online earlier this year when I was planning to sue Wilcon Homes over the faulty boiler in my house (that's a whole story in itself which you can read more about in my op about Wilcon Homes). I have sued a few people in the past; most notably NTL when they used to be called Cable & Wireless, and a dealer who sold me a car which I later found out was an accident write-off. I don't suffer fools (or crooks) gladly.
On both of these previous occasions I won my case, although I had found the system to be intimidating and rather bewildering for ordinary people (or the 'information underclass' as we are sometimes labelled - those o[censored]s who didn't go to public school and don't have dinner parties with friends in high places).
I am pleased to say, however, that the internet has changed the way in which ordinary folk can access justice. Or perhaps 'revolutionised' would be a better word. Although I have a very low opinion of Mr Blair and the New Labour machine, I feel that credit is due in one area. Several years ago Blair vowed that all government departments should be made more accessible to the public via the modern miracle of the worldwide web. This was one promise that Blair actually delivered - and the website I am reviewing is a good example of how Joe Public has been empowered with greater access to the "
system".
From what I can gather, Moneyclaim Online was only launched last year (2001). Before this time you had to go to your nearest county court in person and obtain forms and leaflets if you wanted to sue someone. From my experience these courts were far from user-friendly. They were designed for solicitors who knew the way things worked - information was sparse and the staff were unhelpful at the best of times. Anyone entering the court building without formal dress was treated in a sneering and condescending manner.
But all that has changed. Whether you're looking for recompense from a crooked builder, or trying to get someone to pay you back a debt, you can now launch a county court claim from the comfort of your own home. Taking legal action against somebody need not be as daunting or expensive as you may think. And you don't need to pay a solicitor in order to sue someone (although I would still recommend getting good legal advice if you're unsure about the chance of your claim succeeding). As every case will be unique, I can not give an exhaustive guide to suing, nor can I give a guarantee that you will win, but hopefully I can give you a clear idea of how to use Moneyclaim Online.
You have to pay a fee to use the service (the fees are identical to the conventional snail mail method of issuing a claim), but the fee will be relatively small in relation to the amount you are claiming for, and will have to be refunded by the defendant if your claim is successful. The court fees are on a sliding scale but work out very roughly at 10% of the amount you are claiming, eg. a claim for between £1000-£5000 will cost you £115. If your claim is below £5000, the court will automatically allocate the case to the 'small claims track' which is a basically a more informal way of dealing with it.
Crucially you are going to need evidence. In a county court, the rules of evidence are not as formal as in a criminal co
urt, so the judge is going to take a "common sense" look at the plausibility of the evidence presented by each party. Typical forms of evidence used in county courts are professional written reports, photographs and written statements from witnesses. You must be able to show that you gave the defendant a reasonable opportunity to settle the matter outside court. Keep a written log of every time you phoned or wrote to them. Send at least one letter to the defendant by Recorded Delivery (this will cost you 90p at any Post Office) in which you clearly outline the situation and set them a reasonable time in which to act, ideally 14 days. Clearly state that you are going to issue a County Court Claim against them unless they act within this time limit. Keep the Recorded Delivery receipt and a copy of the letter - these will form part of your evidence in court, in case the defendant denies that you gave them a fair chance to sort things out.
When you are ready to make your claim, log on to www.moneyclaim.gov.uk and register for a username and password. You then fill in a series of simple forms, providing information about yourself and the person you are suing. Finally you are asked to write the "Particulars of Claim" in less than 1080 characters, so keep it very concise and to the point. At this stage you only have to give an outline of the basic details of your claim, so limit it to a few sentences. You will have chance to go into more detail later on. The website then collects your payment of the court fee by credit or debit card. Once you're done, the claim will be posted off to the defendant at 10.00am the next working day. You will notice that your claim is issued by Northampton County Court who issue all online claims. The defendant will be given 14 days to respond. They may buy extra time for themselves by issuing an acknowledgement of service, which gives them a further 14 days to consider their options. If the defendant files a de
fence then you will have to pay an extra £80 for an "allocation questionnaire" which is basically the next step in the process (but it's free if your claim is below £1000). Again, this £80 will have to be refunded by the defendant if your claim is successful.
Whether you decide to settle outside court, or go to a hearing, is entirely up to you, but remember that you can drop the claim at any moment until the day of the hearing. If you are suing a company, and the case goes to a hearing, then you should make sure the case is heard at the court nearest to you. Private individuals are given this advantage when suing a registered company. You will need to ask the court to transfer the case to your nearest County Court - they will do this free of charge. To find out the address of your nearest County Court, visit www.courtservice.gov.uk/notices/county/ccadd/circu its.htm (this does not apply, however, if you are suing an individual person - the case will be automatically be heard at THEIR nearest courtroom).
If your claim is successful, either because you won the court hearing, or simply because the defendant entered no response to your claim, you can progress the case online by applying for a warrant of execution. Basically this means the court bailiffs pay a visit to your defendant to seize goods which they sell at auction in order to pay you what you are owed.
I found the website extremely easy to use. For any of you who are familiar with internet banking, the interface is a similar kind of thing: a status bar displays the current progress of your claim (ie. Claim Issued, Acknowledgement Filed, Judgement Issued, Warrant Issued, etc.). All the terminology on the website is written in plain English, rather than legalspeak, which I found pleasing. The website includes a user guide, and each stage in the process is accompanied by a 'Help' button which gives you a pop-up window containing a text based explanation. Moneyclaim
Online also has a helpdesk telephone number (charged at 0845 local rate) in case you get stuck at any point. I used the helpdesk on one occasion when I had a query and I found the staff to be prompt at answering the phone and extremely helpful.
As I mentioned earlier, I sued Wilcon Homes using Moneyclaim Online. I won the case by default because they did not enter a defence before the 14-day deadline, and I was able to complete the whole process through my computer without putting pen to paper. When my claim reached the stage at which I requested judgement, I was particularly impressed to see a feature on the site which enabled the claimant to add interest to the amount claimed. The website automatically calculates the interest at the current Bank of England rate. It was only about three pounds but I thought this was a great little touch which you would not get with the old paper-based system. Wilcon Homes paid me the full amount without a fight, which was slightly disappointing as I had been looking forward to pressing the 'Send Bailiffs' button!
I think this website is a breakthrough in the way ordinary people can access the legal system, which until now has been elitist, old-fashioned and arrogant. It's just a shame that nobody seems to know about the existence of this website - as far as I know it has not been advertised anywhere.
I hope this has been of some use to you. If you have any feedback on this opinion, or are aware of anything I have left out, please let me know.
DO NOT BE AFRAID YOU CANNOT GO TO COURT AS YOU DONT HAVE ANY RIGHTS, THERE ARE PLENTY OF LAWS IN UK TO PROTECT THE CONSUMERS, YOU CAN ALSO GET FREE ADVICE ABOUT YOUR CASE GOING TO A CHARITY CALLED CITIZENS ADVICE BUREAU WHICH HAS OFFICES IN ANY TOWN IN THE UNITED KINGDOM
Their website is
http://www.citizensadvice.org.uk/
for free legal advice in United Kingdom go to
http://www.communitylegaladvice.org.uk/
after all this I wish you good luck in recovering your money from Global Visas, if they dont pay after you win in court just send the bailiffs to their office
remember to tell the truth and do resaerch and get lots of proof and witness statements, so get together with people who suffered like you
If Liam Clifford was disqualified as a direct, the present director called Brian Palmer can be disquqlified as well, you just have to complain people do your homework, be honest and fight for your rights so we can live in a fairer world with no scams
I am going to court against global visas as i canceled my contract 4 days after i signed it thinking it was a scam, i canceled my credit card and now they are taking me to court because i paid the deposit and idnt pay the rest of the money, although i havent submitted any documents and they havent done any work.I have letters from Home Office proving that I am not elligible for what Global Visas told me I am elligible. They are trying to claim in front of court that a 30 mins conversation in which they told me lies and what documenst I should bring them is worth 690 pounds and any work after that with filling in the aplication form and submiting documenst should be done for free. This is a scam definitely as they want your drecit card details and sign a contract even before they check your documents to see if you have any chance when you apply for a visa.
First Global visas they are not solicitors or lawyers, they are just advisers with no university qualification but they want to charge you 1300 pounds per hr for phone calls only giving you info that is free of charge on the home office website.
So to people who want to know what to do my advice is KEEP ON SENDING LETTERS, KEEP ON COMPLAINING
i AM FROM uk SO I CANNOT HELP MUCH PEOPLE IN INDIA BUT I CAN HELP WITH ADVICE PEOPLE IN UK
FIRST step is
complain to
http://www.oisc.gov.uk/complaints_about_immigration_advice/
they dont do much, wont help you get your money back but the fact that they investigate global visas
will be a proof for you in case you go to court against them.
after that complain to
Scambusters Team
Office of Fair Trading
Fleetbank House
2-6 Salisbury Square
London
EC4Y 8JX
email:oft.gsi.gov.uk
if there are enough complaints sent to them they can take the company to high court and close them down
for people who write complaints it is worth knowing that Liam Clifford, the founder of Global Visas and ex director was disqualified in 2008 for serious breaches and you can print this information from the internet and use that in your court case
http://www.companieshouse.gov.uk/ddir/dqdet.cgi?P=[protected]
http://wck2.companieshouse.gov.uk/e7f1eab36255e4bb19dae841bd5a89eb/compdetails
if you go to court against global visas it will help to show the judge the owner and director of the company ws disqualified under section 7
if you want to read more about disqualification go to
http://www.accaglobal.com/students/student_accountant/archive/2005/53/2342490
after that prepare yourself to take them to court( only in the uk, i dont know how you do this in India)
I found on the internet an article written about someone else about going to court which I will present below as the guy was very explicit
my advice is ... keep on complaining, keep proof of everything you did so you have chances in court and complain coz this is the only way to change things. send all your true stories to the authorities because if you dont complain nothing will ever change
there are people who dont have the time to complain or they dont know to whom to complain and that is why global visas is getting away with lots of money for doing no work at all
when you take them to court you can complain about unfair charges, unfair feees, no work done for the money, unfair contract terms( there is a law in uk about it so research it)
the truth will always shine through your stories, you just have to complain
So here is below the story I found on the net about how to sue them from the UK
The name of this website, Moneyclaim Online, suggests a dodgy accident compensation service, like Claims Direct and all the other legal vultures who are pushing up our insurance premiums.
But Moneyclaim.gov.uk is actually a website produced by our own wonderful government. To be more specific this website is run by the Court Service of England and Wales, the people who do such a fine job of punishing all the baddies out there.
I stumbled upon Moneyclaim Online earlier this year when I was planning to sue Wilcon Homes over the faulty boiler in my house (that's a whole story in itself which you can read more about in my op about Wilcon Homes). I have sued a few people in the past; most notably NTL when they used to be called Cable & Wireless, and a dealer who sold me a car which I later found out was an accident write-off. I don't suffer fools (or crooks) gladly.
On both of these previous occasions I won my case, although I had found the system to be intimidating and rather bewildering for ordinary people (or the 'information underclass' as we are sometimes labelled - those o[censored]s who didn't go to public school and don't have dinner parties with friends in high places).
I am pleased to say, however, that the internet has changed the way in which ordinary folk can access justice. Or perhaps 'revolutionised' would be a better word. Although I have a very low opinion of Mr Blair and the New Labour machine, I feel that credit is due in one area. Several years ago Blair vowed that all government departments should be made more accessible to the public via the modern miracle of the worldwide web. This was one promise that Blair actually delivered - and the website I am reviewing is a good example of how Joe Public has been empowered with greater access to the "
system".
From what I can gather, Moneyclaim Online was only launched last year (2001). Before this time you had to go to your nearest county court in person and obtain forms and leaflets if you wanted to sue someone. From my experience these courts were far from user-friendly. They were designed for solicitors who knew the way things worked - information was sparse and the staff were unhelpful at the best of times. Anyone entering the court building without formal dress was treated in a sneering and condescending manner.
But all that has changed. Whether you're looking for recompense from a crooked builder, or trying to get someone to pay you back a debt, you can now launch a county court claim from the comfort of your own home. Taking legal action against somebody need not be as daunting or expensive as you may think. And you don't need to pay a solicitor in order to sue someone (although I would still recommend getting good legal advice if you're unsure about the chance of your claim succeeding). As every case will be unique, I can not give an exhaustive guide to suing, nor can I give a guarantee that you will win, but hopefully I can give you a clear idea of how to use Moneyclaim Online.
You have to pay a fee to use the service (the fees are identical to the conventional snail mail method of issuing a claim), but the fee will be relatively small in relation to the amount you are claiming for, and will have to be refunded by the defendant if your claim is successful. The court fees are on a sliding scale but work out very roughly at 10% of the amount you are claiming, eg. a claim for between £1000-£5000 will cost you £115. If your claim is below £5000, the court will automatically allocate the case to the 'small claims track' which is a basically a more informal way of dealing with it.
Crucially you are going to need evidence. In a county court, the rules of evidence are not as formal as in a criminal co
urt, so the judge is going to take a "common sense" look at the plausibility of the evidence presented by each party. Typical forms of evidence used in county courts are professional written reports, photographs and written statements from witnesses. You must be able to show that you gave the defendant a reasonable opportunity to settle the matter outside court. Keep a written log of every time you phoned or wrote to them. Send at least one letter to the defendant by Recorded Delivery (this will cost you 90p at any Post Office) in which you clearly outline the situation and set them a reasonable time in which to act, ideally 14 days. Clearly state that you are going to issue a County Court Claim against them unless they act within this time limit. Keep the Recorded Delivery receipt and a copy of the letter - these will form part of your evidence in court, in case the defendant denies that you gave them a fair chance to sort things out.
When you are ready to make your claim, log on to www.moneyclaim.gov.uk and register for a username and password. You then fill in a series of simple forms, providing information about yourself and the person you are suing. Finally you are asked to write the "Particulars of Claim" in less than 1080 characters, so keep it very concise and to the point. At this stage you only have to give an outline of the basic details of your claim, so limit it to a few sentences. You will have chance to go into more detail later on. The website then collects your payment of the court fee by credit or debit card. Once you're done, the claim will be posted off to the defendant at 10.00am the next working day. You will notice that your claim is issued by Northampton County Court who issue all online claims. The defendant will be given 14 days to respond. They may buy extra time for themselves by issuing an acknowledgement of service, which gives them a further 14 days to consider their options. If the defendant files a de
fence then you will have to pay an extra £80 for an "allocation questionnaire" which is basically the next step in the process (but it's free if your claim is below £1000). Again, this £80 will have to be refunded by the defendant if your claim is successful.
Whether you decide to settle outside court, or go to a hearing, is entirely up to you, but remember that you can drop the claim at any moment until the day of the hearing. If you are suing a company, and the case goes to a hearing, then you should make sure the case is heard at the court nearest to you. Private individuals are given this advantage when suing a registered company. You will need to ask the court to transfer the case to your nearest County Court - they will do this free of charge. To find out the address of your nearest County Court, visit www.courtservice.gov.uk/notices/county/ccadd/circu its.htm (this does not apply, however, if you are suing an individual person - the case will be automatically be heard at THEIR nearest courtroom).
If your claim is successful, either because you won the court hearing, or simply because the defendant entered no response to your claim, you can progress the case online by applying for a warrant of execution. Basically this means the court bailiffs pay a visit to your defendant to seize goods which they sell at auction in order to pay you what you are owed.
I found the website extremely easy to use. For any of you who are familiar with internet banking, the interface is a similar kind of thing: a status bar displays the current progress of your claim (ie. Claim Issued, Acknowledgement Filed, Judgement Issued, Warrant Issued, etc.). All the terminology on the website is written in plain English, rather than legalspeak, which I found pleasing. The website includes a user guide, and each stage in the process is accompanied by a 'Help' button which gives you a pop-up window containing a text based explanation. Moneyclaim
Online also has a helpdesk telephone number (charged at 0845 local rate) in case you get stuck at any point. I used the helpdesk on one occasion when I had a query and I found the staff to be prompt at answering the phone and extremely helpful.
As I mentioned earlier, I sued Wilcon Homes using Moneyclaim Online. I won the case by default because they did not enter a defence before the 14-day deadline, and I was able to complete the whole process through my computer without putting pen to paper. When my claim reached the stage at which I requested judgement, I was particularly impressed to see a feature on the site which enabled the claimant to add interest to the amount claimed. The website automatically calculates the interest at the current Bank of England rate. It was only about three pounds but I thought this was a great little touch which you would not get with the old paper-based system. Wilcon Homes paid me the full amount without a fight, which was slightly disappointing as I had been looking forward to pressing the 'Send Bailiffs' button!
I think this website is a breakthrough in the way ordinary people can access the legal system, which until now has been elitist, old-fashioned and arrogant. It's just a shame that nobody seems to know about the existence of this website - as far as I know it has not been advertised anywhere.
I hope this has been of some use to you. If you have any feedback on this opinion, or are aware of anything I have left out, please let me know.
DO NOT BE AFRAID YOU CANNOT GO TO COURT AS YOU DONT HAVE ANY RIGHTS, THERE ARE PLENTY OF LAWS IN UK TO PROTECT THE CONSUMERS, YOU CAN ALSO GET FREE ADVICE ABOUT YOUR CASE GOING TO A CHARITY CALLED CITIZENS ADVICE BUREAU WHICH HAS OFFICES IN ANY TOWN IN THE UNITED KINGDOM
Their website is
http://www.citizensadvice.org.uk/
for free legal advice in United Kingdom go to
http://www.communitylegaladvice.org.uk/
after all this I wish you good luck in recovering your money from Global Visas, if they dont pay after you win in court just send the bailiffs to their office
remember to tell the truth and do resaerch and get lots of proof and witness statements, so get together with people who suffered like you
If Liam Clifford was disqualified as a direct, the present director called Brian Palmer can be disquqlified as well, you just have to complain people do your homework, be honest and fight for your rights so we can live in a fairer world with no scams
To people who dont know where to complain and they I have an idea: why dont you contact the daily mail news paper in the United Kingdom, they can run a story about the scam that Global Visas are running. So why dont you write your complaint to newspaper reporters, they would love a good story to investigate. For all the people who dont know where to send their complaint I have put together the email addresses of Daily Mail reporters, just send your complaints to the following email addresses( you can mention in your complaints that Global Visas has unfair terms in the contracts they offer to their clients, terms trapping their customers into paying full fees but Global Visas having no obligations at all in case of bad advice given – they call it expertise- or in case they would delay your visa or not return calls and emails):
so keep on complaining to:
s.[protected]@dailymail.co.uk, s.[protected]@dailymail.co.uk, v.[protected]@dailymail.co.uk, e.[protected]@dailymail.co.uk, d.[protected]@dailymail.co.uk, j.[protected]@dailymail.co.uk, d.[protected]@dailymail.co.uk, r.[protected]@dailymail.co.uk, m.[protected]@dailymail.co.uk, peter.[protected]@dailymail.co.uk, d.[protected]@dailymail.co.uk, p.[protected]@dailymail.co.uk, r.[protected]@dailymail.co.uk, t.[protected]@dailymail.co.uk, f.[protected]@dailymail.co.uk
Remember if you dont complain nothing will change so lets get this company investigated properly by the newspapers
so keep on complaining to:
s.[protected]@dailymail.co.uk, s.[protected]@dailymail.co.uk, v.[protected]@dailymail.co.uk, e.[protected]@dailymail.co.uk, d.[protected]@dailymail.co.uk, j.[protected]@dailymail.co.uk, d.[protected]@dailymail.co.uk, r.[protected]@dailymail.co.uk, m.[protected]@dailymail.co.uk, peter.[protected]@dailymail.co.uk, d.[protected]@dailymail.co.uk, p.[protected]@dailymail.co.uk, r.[protected]@dailymail.co.uk, t.[protected]@dailymail.co.uk, f.[protected]@dailymail.co.uk
Remember if you dont complain nothing will change so lets get this company investigated properly by the newspapers
I paid 400 pounds becasue i got a call from Global Visa on 1st Sep.
They have cheating sounds really nice and kind at that moment asking me paid first.
I was silly to paid them directly then i found that was a scam.
After hang up the phone i check the website,
I found i was cheated then call them back to try to get my money back.
But they have some rediculous excuses to refuse my enquiry.
After one day, I asked my Uni to call them to make sure they
and their member prevaricate when Uni collegue called them.
One of the member of Global visa said the money can be refund,
however there is no other reply after we waited for 10 days.
We are now trying to do some further action to get the money back.
Hopefully no one will be cheated any more
God bless !!
Victim Elaine
They have cheating sounds really nice and kind at that moment asking me paid first.
I was silly to paid them directly then i found that was a scam.
After hang up the phone i check the website,
I found i was cheated then call them back to try to get my money back.
But they have some rediculous excuses to refuse my enquiry.
After one day, I asked my Uni to call them to make sure they
and their member prevaricate when Uni collegue called them.
One of the member of Global visa said the money can be refund,
however there is no other reply after we waited for 10 days.
We are now trying to do some further action to get the money back.
Hopefully no one will be cheated any more
God bless !!
Victim Elaine
Anyone hoping to get a visa off this company be prepared to be very dissapointed, this company are useless, all what they are bothered about is getting as much money as possible and doing nothing for it, it makes me laugh that Liam Clifford is complaining on this webpage about people damaging his company with all the complaints about Global Visas, Mr Clifford your company/employees has brought all this on yourselves by being totally useless, its no good telling people to stop complaining about your company on this website, you should be telling your employees to stop being hopeless at there jobs, To anyone reading this whos thinking about applying for a visa, DO NOT USE GLOBAL VISAS, I dont want anyone else to make a huge mistake going with this company and wasting there money like I did.
EVERYONE GO READ THE FOLLOWING LINK
https://www.consumercomplaints.in/complaints/global-visas-c313187.html
THIS LADY HERE SAYS SHE HAS GOT A LETTER FROM PHIL WOOLAS THE MINISTER OF IMMIGRATION STATING THAT OISC AND OFFICE OF FAIR TRADING ARE INVESTIGATING GLOBAL VISAS
WHAT MORE DO YOU WANT ... THE MINISTER OF IMMIGRATION TESTIFYING AGAINST GLOBAL VISAS...
ALL THE POSITIVE REVIEWS MUST BE A FAKE IF THE MINISTER OF IMMIGRATION IS WRITING LETTERS AGAINST GLOBAL VISAS
FOR ANYONE SUING GLOBAL VISAS GET A LETTER LIKE THAT FROM PHIL WOOLAS
https://www.consumercomplaints.in/complaints/global-visas-c313187.html
THIS LADY HERE SAYS SHE HAS GOT A LETTER FROM PHIL WOOLAS THE MINISTER OF IMMIGRATION STATING THAT OISC AND OFFICE OF FAIR TRADING ARE INVESTIGATING GLOBAL VISAS
WHAT MORE DO YOU WANT ... THE MINISTER OF IMMIGRATION TESTIFYING AGAINST GLOBAL VISAS...
ALL THE POSITIVE REVIEWS MUST BE A FAKE IF THE MINISTER OF IMMIGRATION IS WRITING LETTERS AGAINST GLOBAL VISAS
FOR ANYONE SUING GLOBAL VISAS GET A LETTER LIKE THAT FROM PHIL WOOLAS
GLOBAL VISAS IS JUST REAPING ALL YOUR MONEY AND TELLING TALES FOR FOR MOTIVATION AND GIVING YOU ADVICES. CALLING YOU MONTHLY JUST TO TELL YOU THAT THEY HAVE APPLIED ON THE FOLLOWING COMPANIES FOR YOU AND ALL THESE PFFFF CRAP... BUT NONE OF THESE COMPANIES HAVE EVER REPLIED FROM ALL THE APPLICATIONS (IF THERE WAS BEEN MADE)
ITS A BIG BIG BIG BIG BIG BIG SCAM!!! AND I REGRET THAT I HAVE TRUSTED THIS COMPANY. I HAVE WORKED SO HARD FOR YEARS AND SAVE MONEY AS MUCH AS I CAN. THEN I HAVE ENTRUSTED THIS COMPANY WHO MADE ME BELEIVE THAT THEY WILL BE ABLE TO FIND ME A JOB IN CANADA. BUT ONLY GOD KNOWS... NOTHING HAD HAPPENED AND ALL MY SAVINGS WERE GONE TO THIS PEOPLE WITHOUT ANY CONSCIENCE... :( :( :(
I WANT MY MONEY BACK COZ I AM JUST ONE OF THE LESS FORTUNATE WHO HAVE JUST PUT MY SAVINGS INTO THIS COMPANY WITH FALSE PROMISES!!!
ITS A BIG BIG BIG BIG BIG BIG SCAM!!! AND I REGRET THAT I HAVE TRUSTED THIS COMPANY. I HAVE WORKED SO HARD FOR YEARS AND SAVE MONEY AS MUCH AS I CAN. THEN I HAVE ENTRUSTED THIS COMPANY WHO MADE ME BELEIVE THAT THEY WILL BE ABLE TO FIND ME A JOB IN CANADA. BUT ONLY GOD KNOWS... NOTHING HAD HAPPENED AND ALL MY SAVINGS WERE GONE TO THIS PEOPLE WITHOUT ANY CONSCIENCE... :( :( :(
I WANT MY MONEY BACK COZ I AM JUST ONE OF THE LESS FORTUNATE WHO HAVE JUST PUT MY SAVINGS INTO THIS COMPANY WITH FALSE PROMISES!!!
l have paid an advance of 6000 Dhs on the13th May for
processing an Entrepreneur UK Visa for myself & my brother .
I made the payment to Mr Razim Patel, (Dubai office branch Manager ) with my credit card on 13th May 13and cancelled
the application on 15th May-2013
when I realised after checking with the UK Home office website that Razim was giving false information about the Visa
rules in UK .
Razim said he will refund the money immediately within 2 working days but it was never credited to my account. It has
been more than 76 days since I made the payment and nothing has happened.
The Client Service Manager of Global Visas Shafaat Ahamed said the approval has come from UK office..and the branch
manager is not willing for the refund.
He also advised me that if Razim is not responding, I have to complain about his Manager to the Dubai Police.
I want to alert the authorities concerned that Razim Patel working for Global Visas mislead me by giving false
information about UK Visa rules and ripped me off my hard earned money .They promise that you are elligible for any visa, they take the money, then they will say you are not eligible and dont give a refund.
He promised to refund the payment made in 2 working days but his employee Shafaat Ahamed had been giving me false
excuses since that day.
The authorities in Uk and Dubai should protect vulnerable people from being conned by these unscruplous people .
The details of the Company and the people involved is below :
Global Visas
Manager
Razim Patel is also working for London Branch .
Salisbury House,
First Floor,
5 Cranmer Road,
London,
SW9 6EJ
United Kingdom
Telephone: +[protected]
U.A.E Office: 1406, Tower D, Executive Towers, Business Bay, Dubai
– U.A.E
Tel: +[protected]
Razim.[protected]@globalvisas.com
Shafaat Ahamed( client Representative Manager)
processing an Entrepreneur UK Visa for myself & my brother .
I made the payment to Mr Razim Patel, (Dubai office branch Manager ) with my credit card on 13th May 13and cancelled
the application on 15th May-2013
when I realised after checking with the UK Home office website that Razim was giving false information about the Visa
rules in UK .
Razim said he will refund the money immediately within 2 working days but it was never credited to my account. It has
been more than 76 days since I made the payment and nothing has happened.
The Client Service Manager of Global Visas Shafaat Ahamed said the approval has come from UK office..and the branch
manager is not willing for the refund.
He also advised me that if Razim is not responding, I have to complain about his Manager to the Dubai Police.
I want to alert the authorities concerned that Razim Patel working for Global Visas mislead me by giving false
information about UK Visa rules and ripped me off my hard earned money .They promise that you are elligible for any visa, they take the money, then they will say you are not eligible and dont give a refund.
He promised to refund the payment made in 2 working days but his employee Shafaat Ahamed had been giving me false
excuses since that day.
The authorities in Uk and Dubai should protect vulnerable people from being conned by these unscruplous people .
The details of the Company and the people involved is below :
Global Visas
Manager
Razim Patel is also working for London Branch .
Salisbury House,
First Floor,
5 Cranmer Road,
London,
SW9 6EJ
United Kingdom
Telephone: +[protected]
U.A.E Office: 1406, Tower D, Executive Towers, Business Bay, Dubai
– U.A.E
Tel: +[protected]
Razim.[protected]@globalvisas.com
Shafaat Ahamed( client Representative Manager)