HDFC Bank Bank Account — Withdrawing of money as fine

Address:

Chennai, Tamil Nadu

Hi,

I have opened an HDFC account (No.[protected]) two years ago for ERM purpose but I was not intimated that they are opening Salary account for me as I already told the executive that our company have tie up with different bank for salary accounts, so I cannot open a salary account with HDFC bank. But today only I came to know that I was having salary account and now it’s converted to saving account because I have not maintained the salary into that account. And this month they have deducted approx Rs.820/- from my account as a fine for not maintaining the balance of Rs.10, 000/-. In 2 years this is the first time they have deducted the huge amount. Why suddenly they start deducting amount for not maintaining the balance and why this was not intimated to me that my account is switched to saving account now? Every month I am maintaining the account of Rs.4500/- because I have to pay my EMI for personal loan of Rs.4420/- but as bank has deducted Rs.820/- from the account I got shortage to pay my EMI and now they will put a fine of Rs.500/-. When I just asked for the ERM purpose then why they have opened salary account for me? And why they have not intimated to me that my account is switched to saving account and it will be charged if I don’t maintain the balance? I want my money back as there was a mistake from your bank and they have given me a wrong information, otherwise I will go to consumer court. I want immediate respone. My email ID is [protected]@yahoo.com