[Resolved]  HDFC Bank Bank Credit Cards — Unauthorised Fund withdrawal after settlement

HDFC CC NO [protected] settled with bank. Settlement Letter Ref No:069942 via 2 cash installments of Rs 17685 & 2500(Total Rs. 42685) dated 27/01/10.

However my HDFC Salary Sav A/c [protected] was marked lien without information on 06/03/2010 & all funds were captioned for the CC balance of Rs. 25493.75 on 21/03/2010.



I have completed settlement as per the banking laws & with completed honesty. I have void Settlement letter from bank for the same. Now Bank ceased & withdrawn salary from my Salary A/c for illegal outstanding of Rs. 25493.75 by claiming invalid Settlement. I am in Financial Crises due to which I am not able to sustain my Family of my wife & 2 year old son. Also I am not able to pay my Housing Loan EMI creating a jeopardized situation for me.

I have communicated this issue with HDFC Branch Personal Banker Mr Bipin Sivdasan (Tel:[protected] and he has escalated this to the Legal Manager Dipti Parik (Mob: [protected] Tel:[protected]/5) but haven’t received any response from them. Also I have send the letter to Chennai office and Logged complaint to HDFC bank Customer Care with Ref No: [protected]. But haven’t received any communication from them.



I want Serious Legal Action against HDFC Bank with reversal of the withdrawn Funds from my salary a/c and Compensation of Rs.25000 for the loss occurred due their harsh steps of ceasing my a/c.

Also removal of my name from CIBIL List of Defaulters.