[Resolved]  HDFC Bank Bank Limited — Ignore monthly Loan (Personal ) installment stay upto 5 months

Address:

Delhi

To Bank Lokpal
New Delhi

Dear Sirs / Madam,

Please note that last year November 2009, I have taken personal loan (Account No.[protected] from HDFC Bank. The loan amount was Rs. 5 lac. I have used the money for my Chemist Shop, which I have opened on 15th Dec. 2009. This shop does not give much return to pay the monthly loan installment and even to look after my family properly. As at this moment, my father is supporting my family.


Actualy I am a customer of this Bank since 2006. At that time, I have taken personal loan for my mother joint knee operation. After this, I took 3 loans. Since then, I am paying monthly intallement & no intallement has been bounced. Now my present installement is Rs. 13172/- per month. From thisAugust, I am not paying the installement.

On this pretext, on August 18, 2010, I have requested the Bank for staying monthly installement upto 5 months. After this period, I will close the account.

The bank ignored my request. On this on 30th Aug. 2010 I along with my wife visited HDFC Bank Collection Centre, Rajouri Garden (New Delhi). But their no one has attended me properly. Lastly security guard asked me to meet Mr. Vinod Deswal. Detailed him all the facts & oblidged him to accept my request. He has softly told me that if I don't pay the installment till 5 months, interest & bouncing charge will be billed on me. That I accept. I am not saying that I will not pay. That's why I went to the Loan Collection Centre to resolve the issue. I can't pay the monthly installment till five months & after this period I will close my Loan Account.

Still I am receiving call from the Bank's executive to pay the monthly loan installement. Also they are mentaly touturing. I am still communicating with them. All the communication supporting I have.

Sir, you are requested to look after my case & need yours support to resolve the issue.

Thanks & regards

Yours truly

Ashish Karmakar
[protected]