[Resolved] HDFC Bank — Credit Card Disapproved without proper reason | |||
I have applied for a HDFC Credit Card, i've received my Application refernce number, and also received verification calls at my office desk, verification got completed sucesfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as ' PLEASE RESPOND TO LETTER SENT TO YOU FOR FURTHER PROCESSING OF HDFC BANK CREDITCARD QUOTING THE APPLICATION REFERENCE NUMBER'. I called up the customer care and they've told me that there's some problem with the residence address and landmark, but then, if my residence address is the problem then to which address did HDFC guys sent the letter to which i have to respond, i haven't received any letter from HDFC to residence address nor to my office address. I din't receive any email as well. The guy who was to perform Residence address verification came on a weekday and obviosuly the door was locked, but then, i should have atleast received a call from them saying such a thing happened and to set a convinient time/date to complete the address verification. How can they just disapprove without proper notification. I am very much disappointed with the way they carried out the whole thing. Kidnly, let me know, what is the next step that should be taken to get this thing moving. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 5 Comments | |||
Comments
Credit Card Disapproved without proper reason
I have applied for a HDFC Credit Card, i've received my Application refernce number, and also
received verification calls at my office desk, verification got completed sucesfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as ' PLEASE RESPOND TO LETTER SENT TO YOU FOR FURTHER PROCESSING OF HDFC BANK CREDITCARD QUOTING THE APPLICATION REFERENCE NUMBER'.
I haven't received any letter from HDFC to residence address nor to my office address. I din't receive any email as well.
The guy who was to perform Residence address verification came on a weekday and obviosuly the door was locked, but then, i should have atleast received a call from them saying such a thing happened and to set a convinient time/date to complete the address verification.
How can they just disapprove without proper notification.
I am very much disappointed with the way they carried out the whole thing.
Kidnly, let me know, what is the next step that should be taken to get this thing moving.
MY NAME:VANGA.SIVA KUMAR REDDY
EMAIL: [protected]@gmail.com
MOB : [protected]
I have applied for a HDFC Credit Card, i've received my Application refernce number, and also
received verification calls at my office desk, verification got completed sucesfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as ' PLEASE RESPOND TO LETTER SENT TO YOU FOR FURTHER PROCESSING OF HDFC BANK CREDITCARD QUOTING THE APPLICATION REFERENCE NUMBER'.
I haven't received any letter from HDFC to residence address nor to my office address. I din't receive any email as well.
The guy who was to perform Residence address verification came on a weekday and obviosuly the door was locked, but then, i should have atleast received a call from them saying such a thing happened and to set a convinient time/date to complete the address verification.
How can they just disapprove without proper notification.
I am very much disappointed with the way they carried out the whole thing.
Kidnly, let me know, what is the next step that should be taken to get this thing moving.
MY NAME:VANGA.SIVA KUMAR REDDY
EMAIL: [protected]@gmail.com
MOB : [protected]
i have applied for a HDFC Credit Card, i have received my Application reference number, and also
received verification calls at my office desk, verification got completed successfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as '
My Application Reference Number [protected]s1
Status : - DISAPPROVED
Remarks:
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
Can you kindly tell me what's the next step?????!!!...
regards
mohan raj
[protected]
received verification calls at my office desk, verification got completed successfully, now the status of the credit card at the HDFC site is being shown as 'Disapproved' with remarks as '
My Application Reference Number [protected]s1
Status : - DISAPPROVED
Remarks:
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
Can you kindly tell me what's the next step?????!!!...
regards
mohan raj
[protected]
Hi Friends,
Please be aware if you receive any call from HDFC credit card please do not entertain them. All these are fraud calls wherein the person on the other side takes your personal and confidential details and circulates the same in the market. You would observe receiving promotional calls and messages once you have spoken to any of the HDFC so called executive. You would receive calls in all odd hours. The executive would even tell you *Sir/Madam in case you are not in a position to receive your bank statement, please do not worry. We have link with the all banks, you would be charged 100 Rs. and in return we would directly take your bank statement from what ever bank your account is from.*
Please note this is fraud association which only wastes our valuable time. Lets boy cot this association and help people from not facing any such tourchare which we have undergone from them.
Regards,
Your friend
Please be aware if you receive any call from HDFC credit card please do not entertain them. All these are fraud calls wherein the person on the other side takes your personal and confidential details and circulates the same in the market. You would observe receiving promotional calls and messages once you have spoken to any of the HDFC so called executive. You would receive calls in all odd hours. The executive would even tell you *Sir/Madam in case you are not in a position to receive your bank statement, please do not worry. We have link with the all banks, you would be charged 100 Rs. and in return we would directly take your bank statement from what ever bank your account is from.*
Please note this is fraud association which only wastes our valuable time. Lets boy cot this association and help people from not facing any such tourchare which we have undergone from them.
Regards,
Your friend
Dear HDFC,
Please let me know the reason for my card disapproval, if not please do not disturb me for ever with your calls, my ref number is [protected]s3.
Please let me know the reason for my card disapproval, if not please do not disturb me for ever with your calls, my ref number is [protected]s3.
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Even I faced the similar situation, My application was rejected 3 times a year.When i asked for a reason they said I'll be getting a letter, But since last year I haven't got anything .
My office address is registered as my billing address .
Now I'v decided to deactivate all my relations with hdfc.
Looserzz
Regards
Jithesh