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Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
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I( Anubhav) had applied for home loan with co-applicant (Deepa) online on Fri 7/29/2011 4:28 PM. Reference No:- ID [protected]. with approved eligibility criteria for santion of home loan of Rs. 22 lacs
I received a call from HDFC that our representative will attend shortly. and i informed that there are 2 home loans in the same building as my brother (Deepak) is also Buying an Adjacent flat.
Within 4 days the representative (Abhishek Mehta, Email: [protected]@hdfcsupport.co.in, Ph no:- [protected]) visited and collected most of the documents all the with filled form and cheque of Rs 11030/- was given. Within 10 days i.e. by 23rd of August 2011 all other requirements were fulfilled.
After many days of enquiry they told that the Seawoods Branch has been given the file and i had to meet MS. SUPRIYA OJALE. i went to meet on the 16th of August from 6.30pm to 8.00pm the personal interview took place. After the meet i was told the procedure would take two weeks for loan to get sanctioned. Till date there is no response or File no which is given to me. Except the ref no which was given to me by mr mehta for email ref i.e. T 1422971
When ever i call Mr Mehta, he doesnt pick up phone 50% of the times and then he built ups stories like:- you work in a partnership company so there is a delay (But i clarified i work in PVT LTD Company), or i was in training, i am out of office- i will get back when i get to office. but there is no call. and i call again to here a new excuse.
I have already paid 20% of the amount for each flat( 517500.00) to the builder and the Stamp duty and the registration charges of (163200)each to the builder. the 22 lack sanction included 130000 towards Stamp duty and registration.
So now i am in a panic situation, where i dont know what the status is of my and my brother home loan. and when will i get the loan as builder is now pushing us for the money. so having paid Around Rs.13, 60, 000/- in total i dount know about the home loan as today is 9th of September 2011.
regards
Anubhav Lakhmani
[protected]
[protected]@gmail.com