[Resolved]  HDFC Bank Bank - Personal Loan — Delay to fore colse and demanding extra interest for delayed time

Hi All,

Today I have visited HDFC Bank Gillanders House Branch to fore close my personal loan. The operation dept. told me that I need to submit one application today mentioning that I want to fore close my loan and give an approval for the same. And it will take another 15 days to get approved. Most surprising thing is I need to pay interest on the same, i.e., for those 15 days along with 4% interest extra of the remaining principle amount. When I am going to talk to the operation dept. regarding that issue that why should I pay the interest and why should I come down to your bank again and again, as because of I am not a defaulter that is the only reason, then the operating dept least bother to listen my words too.

Kindly reply me to waived of this or make a complain to consumer forum whom should I addressed to or any email - id if possible.

Thanks and regards,
Biswajit Deb