I want to return the policy as I have not been given
the policy which i opted for. I opted for pension plan with a monthly
premium of Rs 2000/- for the duration of 03 years whereas I have been given Young Star Plus-II with the monthly premium of Rs 2500/- for the duration of 10 years. Alteration to my opted policy can be seen on the application form which must have been done by the agent to suit his own benefits in terms of commission. I have complained the very moment II got to see the policy details over net several times but got no result so far. My previous complaint no & interection id are - 69280 and 8339, 2706 repectively but no satisfactory reply from the company. I am working in IAF and posted at Air Force Station Trivandrum, Kerala & don't have sufficient time to visit my home branch. Thereby I intend to get my policy terminated as soon as possible.
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I received a credit card (Titanium) having credit limit of 27000..
After 10 days, a man from “HDFC LIFE UNIT” called me to have a policy through my credit card informing me that he will issue the policy without activation and without any money transaction from my credit card.
Since, I as not actually decided to take a policy and he also informed that I can pay the amount after the month of June 2013. I filled the form in front of him intimating that I will give him the confirmation after having discussion with my family.
As having in mind that the policy gets activated after the month of June 2013 that too after my confirmation. I kept quiet thinking that the man would call me after may 2013 and I could decide the format of policy.
· But now i.e.., on 8th March 2013, the almost whole (25000) money was deducted
for the policy and I got this information as massage in my phone.
Due to these sudden money deductions (which I never wanted) I informed to HDFC Bank regarding this issue many times, they told me to issue a letter attached with Original policy.
your representative made a mistake. why i want to pay in my pocket money.
i never accept in your reply. HDFC LIFE UNIT is doing this type money taken.
Because of HDFC LIFE UNIT representatives, i had lot of mental problem and also taken in my pocket money.