HDFC Bank Standard Life Insurance Company Limited — Hdfc sl sampoorn samridhi & hdfc sl classicassure Insurance malpractice (scam) | |||
Hello Sir/Madam, I have recently made a payment for two new HDFC SL policies which I now realize are sold to me with wrong promise. Policy No.[protected]HDFC SL Sampoorn Samridhi Installment Premium Rs. 75,000) and Policy No.[protected]HDFCSL ClassicAssure Installment Premium Rs. 99,999) I was glad that I had got a good offer from HDFC SL until I realize the truth from HDFC Life Pune (Dhole Patil branch) Promise made on Policy No.[protected]HDFC SL Sampoorn Samridhi Installment Premium Rs. 75,000) : I was told that I would be receiving in writing on a bond paper from HDFC SL on which the guaranteed returns of 9% would be mentioned. Also I would receive total 100% bonus of the premium amount (i.e Rs 75,000) after completion of 1 year of the policy which will also be mentioned in the bond paper. Promise made on Policy No.[protected]HDFCSL ClassicAssure Installment Premium Rs. 99,999) : I was told that I would be receiving in writing on a bond paper from HDFC SL on which the guaranteed returns of 6% would be mentioned. Also I would receive total 225% bonus of the premium amount (i.e Rs 2,24,997) after completion of 1 year of the policy which will also be mentioned in the bond paper. Also when I called on customer care number[protected], they informed me that there is no such document from HDFC SL. The same thing I confirmed from HDFC Life Pune (Dhole Patil branch). The financial consultant who sold me Policy No.[protected]HDFC SL Sampoorn Samridhi Installment Premium Rs. 75,000) is Miss Sapna Sharma (Office:[protected] and Mob:[protected] The financial consultant who sold me Policy No.[protected]HDFCSL ClassicAssure Installment Premium Rs. 99,999) is Miss Anamika (Office:[protected] and Mob: [protected]) Also yesterday I have got a call from[protected] claiming that he is Mr. Manish Mishra (Emp No. 0050273) from HDFC SL Complain department and provided me the complain # B00025784 and assured me that you will receive the Bond paper in one week's time. Also when I logged in to www.hdfclife.com with my Cust ID: 50897556, I found unknown names as Financial Consultant on my policy. Policy No.[protected]HDFC SL Sampoorn Samridhi Installment Premium Rs. 75,000) Name Mr Iqbal Khan Address H No 170515 New Mustafabad Nea r Yamuna Vihar delhi Pin Code 110094 [protected]@hdfclife.com Phone [protected] Mobile [protected] Policy No.[protected]HDFCSL ClassicAssure Installment Premium Rs. 99,999) Name Miss Sarita Joshi Address Plot No J-1 Cama Industial Estate Wallbhat Road Goregoan East Mumbai Pin Code 400063 Phone [protected] Mobile Please investigate on this urgently and do the needful. Thanks, Pradeep Gangwani Email: [protected]@gmail.com Was this information helpful? | |||
 3 Comments | |||
Comments
Hi All: oops:
I also want to share my experience regarding HDFC sampoorn samridhi plan. Firstly i'd like to say, i am not against about the policy, whatever policy it is, its depend on individual choice whether they want to avail or not but i want to share the experience which had happened with me to take this policy.
I got a call from HDFC life call centre that he has a policy called "HDFC sampoorn samridhi" and they told me that its a life term policy and if you took for 5yrs then you'll get 4.68L on the basis of annual Rs.50, 000 if i paid and also i'll get one travelling coupon to travel all over India and i'll get 4/5 start hotel facility for 2/3 days free, 1 Reebok coupon etc. Even though they show me others documents as well to proof their commitments. It seems me ok, even though i asked the caller that how it is possible, how bank is managing this then they said HDFC finance Home loan, credit card loan etc so ur money will use there and their are no any risk. So i slightly convince him and after few days later i took that policy.
So HDFC policy has some rule to pass the policy confirmation, there call centre guys will call you and will ask you that you are satisfy this policy or not and will ask you some basic question abt policy to aware you. Mr. Amit Srivastava([b]He called me and said that i am your financial advisor whatever the query you'll have in future you can ask me[/b]) already said me that if you'll get a call then whatever they will ask you ple. say "yes" and i am agree abt this policy. I doubt but i did the same thing. i said "Yes" whatever they ask me about the policy. So finally my policy got passed. Few days later i got "Welcome Kit" that is called [b]Policy Bond Paper[/b] but i was not aware of that and i asked to Amit that i got welcome kit but haven't found any information that you were committed so he said you'll get 1 more paper after 1 month. Its only welcome letter sir, Amit replied. I convinced but other side i usually contact with call centre guys and asked about the policy and about their refund, non of them has accepted that i'll get 4.68L after 5yrs. I shocked and i decided to meet Amit at office. When i go HDFC life office then i found "Amit Srivastava" is a third party vendor and he is not an HDFC life company employee and whatever he committed that was wrong, Welcome Kit is called Bond paper and if 1month passed after taken the Welcome Kit policy then you can't cancelled your policy, you will loose your amount otherwise will have to continue.
Thanks god i save my money and got full amount after 100 rupees deduction.
[b]Moral of the story: Never took any policy on call or online basis, Go to bank or policy company then understand the policy and their condition.[/b]
I also want to share my experience regarding HDFC sampoorn samridhi plan. Firstly i'd like to say, i am not against about the policy, whatever policy it is, its depend on individual choice whether they want to avail or not but i want to share the experience which had happened with me to take this policy.
I got a call from HDFC life call centre that he has a policy called "HDFC sampoorn samridhi" and they told me that its a life term policy and if you took for 5yrs then you'll get 4.68L on the basis of annual Rs.50, 000 if i paid and also i'll get one travelling coupon to travel all over India and i'll get 4/5 start hotel facility for 2/3 days free, 1 Reebok coupon etc. Even though they show me others documents as well to proof their commitments. It seems me ok, even though i asked the caller that how it is possible, how bank is managing this then they said HDFC finance Home loan, credit card loan etc so ur money will use there and their are no any risk. So i slightly convince him and after few days later i took that policy.
So HDFC policy has some rule to pass the policy confirmation, there call centre guys will call you and will ask you that you are satisfy this policy or not and will ask you some basic question abt policy to aware you. Mr. Amit Srivastava([b]He called me and said that i am your financial advisor whatever the query you'll have in future you can ask me[/b]) already said me that if you'll get a call then whatever they will ask you ple. say "yes" and i am agree abt this policy. I doubt but i did the same thing. i said "Yes" whatever they ask me about the policy. So finally my policy got passed. Few days later i got "Welcome Kit" that is called [b]Policy Bond Paper[/b] but i was not aware of that and i asked to Amit that i got welcome kit but haven't found any information that you were committed so he said you'll get 1 more paper after 1 month. Its only welcome letter sir, Amit replied. I convinced but other side i usually contact with call centre guys and asked about the policy and about their refund, non of them has accepted that i'll get 4.68L after 5yrs. I shocked and i decided to meet Amit at office. When i go HDFC life office then i found "Amit Srivastava" is a third party vendor and he is not an HDFC life company employee and whatever he committed that was wrong, Welcome Kit is called Bond paper and if 1month passed after taken the Welcome Kit policy then you can't cancelled your policy, you will loose your amount otherwise will have to continue.
Thanks god i save my money and got full amount after 100 rupees deduction.
[b]Moral of the story: Never took any policy on call or online basis, Go to bank or policy company then understand the policy and their condition.[/b]
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