This indicent has happened in visakhapatnam on 11/26/08.Myn name is Anand Akolkar and I was apporved for a personl loan with a horrifying interest rate.
The principal was 75, 000/- rs (50%) of my eligibility and GUess what the interest arate for the amt to be paid in three years was 47, 850rs.
As I denied to pay such a high int the local credit manager along with the bloody executives told me to pay the processing fees and advised to cancel the loan.
Not ocnvinced when i informed i need more time the manager told me to sign on some blank sheets of paper which i did not do . Now the problem is i work for a bank so now there is no need to pay this fee. However imagine this people who are making several people pay forcefully for their blody commisinons.
This are the reasons why people are not paying back personal loans and are escaping from the same.
what i mean to say is it is really hell these days to even applyfor a loan.
The people who should b epunnished are
Mr. Vijay exedcutive personal loan
His sales managers (two) and the credit officer who is forcing to pay the loan in three years and yell the un affordalbe int rates.
Pls take necessary action and u can reachme on [protected] for assistance.
This incident has happened in Ramnagar Branch, Vizag, Hdfc personal loans department.
Punish the people and send them in the vizag jail.
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