HDFC Bank Personal Loan — Illigal way of approving loan

Dear Sir/ Madam,
I am a existing personal loan holder of HDFC Bank. I had taken one topup priviously on my existing personal loan and the process done smoothly without any dispute. but when I applied for second topup after 9 months they came to me to collect the papers but up to the last moment they never discloused the amount they are giving me as a topup. whenever I asked about it they told me that it is not finalized yet..they signed all the agreements without disclosing the tenure and amount. Since i need money very badly i thought that everything will be fine and signed all papers.
Before this i told them that don't change my tenure which is 60 months. but they changed my tenure from 60 months to 48 months because of that my EMI increased by RS 1000/- per month. After that I told them that it is wrong tenure that you had given me but now they are not intertening in this matter. they had given me 19000 check as a topup amout which is not yet encashed still they are asking for the new EM.I. I requested that i am not able to pay this much amout please reshedule my loan tenure or cancell it if it is not possible. they promissed me to do the needfull. but not doing anything. their recovery agents calling me again and again and harassing me.
Was this information helpful?
No (0)
Yes (0)
Complaint comments 

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    HDFC Bank
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    58%
    Complaints
    32724
    Pending
    0
    Resolved
    18403
    HDFC Bank Phone
    +91 22 6160 6161
    +91 22 2498 8484
    HDFC Bank Address
    Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
    View all HDFC Bank contact information