[Resolved]  IDBI Bank — Processing Fee

I paid to IDBI Bank Rs 11030/- via HDFC Cheque No 56267 dated Feb 18, 2010 as processing Fee for my Home Loan from IDBI Bank. After 20 days i was today that my application has been rejected (i had applied on Feb 6, 2020 and negative feedback received on Feb 26, 2010). After a lot of follow-ups and personally running to IDBE-Thane (West) 4 times, IDBI refunded Rs 6463/- via Cheque No 000454 dated March 6, 2010. I want to know " Why my hard earned Income Tax paid money of Rs 4567/- was deducted". What is my FAULT ! Where is my FAULT! You should have told us in advance. There was no communication to me in advance that my money will be deducted. Infact, every time during the Loan Processing, i was assured 200% of the sanction of the Loan to me. No where there was any Negative Communication to me. Over and above I went under Physical and Mental Harressment during the entire Loan Processing Period. I want IDBI Bank to Return Rest of my Money.
Waiting for the Positive Feedback from you please.