IDBI Home Loans — Not allowing to be co-borrower with daughter. | |||
I had availed staff loans for housing, vehicle from my employer - Bank of India where my wife Mrs. Smita Milind Mujumdar, also a Bank of India employee, was guarantor. I have closed all my loan accounts in June/July 2009. But the name of my wife is appearing in the list of defaulters of CIBIL, and hence IDBI Home Finance are not accepting my wife as co-borrower/guarantor to my daughter who wants to avail home loan from them. Was this information helpful? | |||
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Husband is trying to sell the flat.Flat is in the possession of wife & she is living with 10 yr son.Husband is living in other city & job less.
Can wife approach IDBI to make her coborrower as she has paid loan EMIs & assures to pay EMIs regularly as she has to live in flat.
Or suggest guidelines to protect her right as wife to live in the flat. Naseer Shaokh