IDBI — Home Loan | |||
I approached the IDBI Bank, Tuticorin Branch for availing home loan. As i was assured by the bank that i would get the loan amount in 15 days i applied for house loan. I would say that it is a very bad experience for me with IDBI which made me to frustrate like any thing. They will call me to come to bank in person to get the money and whenever i go they will get somesignature either from me or from my father and will ask me to come after few days(like this i took leave 5 odd days and nothing happend and had nearly spent 5000 for my travelling expense). They will ask the applicant to get clearence from a lawer and engineer for which you have to spend around Rs 2000( i dont know why they took 20,000 for processing fees then). They say that they are coming for inspection and they will ask 500 rupees or 1000 ruppees .(Very bad experience to know that the Private Banking professionals are like government sector corruption department). Being an educated person i am depressed with the behaving of IDBI professionals. I would say that they are not like professionals. THE WORD COMMITED TO A CUSTOMER SHOULD BE SAVED AND THEY SHOULD HAVE CLOSED MY APPLICATION BY THIS TIME. I could not move to other bank as i am caught up in the middle of processing and now i have got only 8 lacs and remainin 12 lacs are pending. My Advice! PLEASE DO NOT APPROACH IDBI bank at any cost. Was this information helpful? | |||
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I got the necessary approval from the Municipal for building the house, but now the IDBI bank is telling that there is rule that i need to build a minimum of 600sq ft. This was never mentioned any where in the loan documents. I am telling them at i will build a small house now, and after some years will go for the complete house. But they are denying to disburse the amount for what ever i have constructed the house now. Becuase of this i have stopped my construction now and i am in trouble. I have been loosing money.
Also the customer care people never responds to the calls, it will be just ringing. Now when i told i am not happy with the way they are banking, they tell me to change for any other bank for which i need to pay some Penalty charges.
I need to raise a complain against them reargding this. Please suggest me the process for the same.
Santhosh