Ing Vysya/ Life Insurance — FORCE FULLY PRESSING ME TO BUY THE POLICY OTHER WISE THEY WILL REJECT MY HOME LOAN

I HAVE APPLIED FOR HOME LOAN (FOR A 2BHK FLATS AT AMRAPALI VILLAGE II INDRIAPURUM, GZB) IN THE MONTH OF NOVEMBER, 2008. . BANK REPRESENTATIVE TOLD ME THAT YOUR LOAN IS ON HOLD AN THEY WILL SOON CLEAR THAT BUT TILL THE MONTH OF FEB THEY DIDNOT GAVE ME ANY +VE SIGN. ANY HOW WHILE I FORCE SO THEY GIVE ME THE APPROVAL LETTER BUT THEY FORCE ME(THROUGH BUILDER ALSO) FOR AN INSURANCE POLICY. OTHERWISE THEY WILL NOT APPROVE MY LOAN AND I DID THAT BECAUSE ALREADY I HAVE GIVEN SO MUCH MONEY TO BUILDER.
NOW I BOUND TO PAY HIGHER PRICE FOR PROPERTY WITH ADDED INSURANCE POLICY.
PLEASE HELP ME OUT.