I had finance santo Xing from kotak mahindra prime on 23 april 2005. i paid all my EMI on time,but there is problem in system in kotak mahindra cheque clearance,In jan 2007 they told me that my EMI cheque was bounce, iask for bounce cheque details becauce i pass book not shown any cheque bounce entry or any penalty agaist cheque bounce,they told me that all details about(xerox of bounce cheque) will be send shortly by post you pay EMI + penalty(7500+350)and i paid all dues(7850).but no detail of cheque bounce send to me .Next month again they told me that my another EMI cheque was bounced and requesting me to pay EMI + penalty ,but this time i refuse to pay any type of penalty because my pass book not shown any this type of entry.i request them giving me cheque bounce detail.....but they don`t any detail of that, after few days my EMI was normally cleared from my bank A/c,and all EMI cleared normally from my A/c. My last EMI cheque cleared on 7/7/08. but they not send me NOC yet,giving me notice for penal charges.
my SBI saving A/c no [protected].
and my contract no is 81302294.
pls help me to come out from this problem
Mukesh chand singhal
B-5 ekta nagar
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