[Resolved] LIC Housing Finance, Thane - Maharashtra Agent Mr. Mohit Gokhale — Bad Experience with LIC Housing Finance Thane Agent Mr. Mohit Gokhale

Life Insurance Corporation of India [LIC]

[Resolved] LIC Housing Finance, Thane - Maharashtra Agent Mr. Mohit Gokhale — Bad Experience with LIC Housing Finance Thane Agent Mr. Mohit Gokhale

N Nilesh S. Mohare from Bengaluru, Karnataka Jul 13, 2021 This thread was updated on Jul 13, 2021

Date : 2nd Sept. 2009 From Nilesh S. Mohare 303 Third Floor, Pushpak Bldg., Opposite Manisha Nagar Gate NO.2, Kalwa ( w) Thane, Maharashtra [protected], [protected] Mohare.[protected]@gmail.com To, The president Consumer Forum Thane Maharashtra -India Subject : Bad experience with LIC Housing Finance ,Thane Agent Mr. Mohit Gokhale On 26th May2009 I had made application with all necessary documents to LIC Housing Finance LTd. Thane through LIC Housing Finance agent Mr. Mohit Gokhale Having his office at 2nf Floor,Kruipa Chambers ,near malhar talkies,Gokhale road, thane- Maharashtra. At the time of this 1st meeting I had communicated about the property & its location I.e. Flat No. 103, 1st Floor, Riverwood park Bld. NO.10 CHS, village sagarli,Post- padlegaon , Kalyan Shil Road, Khidkali, Tal & Dist Thane-421204 . I had also submitted a check of Rs1105/- as first fees towards loan for the same & Xerox copies of property documents like old sales aggrement, Occupancy Certificate ( OC ), Approved diagram,etc. In a 1st meeting with him , he told me that he will take care of all further processing with LIC Housing Finance LTd. Thane & loan will be approve in a week time. As per communication with Mohit Gokhale I had made down payments of Rs. 105000/- to the party & complete my Stamp duty registration procedure on 9th June 2009. Immediately on next day I had submitted Xerox copies of new agreement to Mohit Gokhale in his office. At the time of submitting the documents; he told me that now within two days the loan will be sanction as well as disbursement will be done to the party. But then he not remain with his commitment & whenever I had tried to contact him he never respond properly to my queries. He started with false commitment & unnecessarily tried to spoil my as well as my parties time. Every time he come with new reason for delay. He not responding on phone as well as he tried to avoid personnel meeting. When I rushed to the LIC Housing Finance LTd. Thane ,Mr. Mohan herelekar ( Area Manager ) told me that someone losses some of the paper from my file & that was the reason for delay to my loan approval. I immediately arrange the same documents & request them to precede further . Meanwhile after so many follow-up, Mohit has arrange property evaluation visit for above flat. .At last after so many follow-up with Mr. Mohit Gokhale & LIC Housing Finance LTd. Thane I had received my Sanction Letter for Loan on 16th July 2009 i.e. one month seven days after stamp duty registration. After approval of loan before disbursement Mr. Mohit gokhale had made a demand of original documents for property & I had submitted the same. He told me for making new affidavit which I shown him before. At the time of submitting the Xerox copies of new agreement ( i.e.on 9th june 2009 ) It shows his negligence towards the work. I had prepared all the documenst as suggested by Mohit & LIC Housing Finance LTd. Thane advocate Mr. Hundalani & submit the same with a check of Rs.7944 to Mr. Mohit Gokhale. During this all time whenever I tried to contact on Phone with Mohit , he purposely not attained the phone. Then on 10th August 2009 , when I communicated with Mr. Mohan Herelekar I come to know that LICHF had already ban the same area of property as mentioned above & Mr. Mohit was well aware about the same.) It was like shock to me after making so many runnings & follow-up with Mohit Gokhale & LIC Housing Finance LTd. Thane. I tried to contact with Mohit on phone as well as through email , But he tried to avoid me. Because of this irresponsible behavior of Mohit Gokhale I had loss my efforts for loan. I suffered for the same as well as my party too. Due to Mohit gokhale’s foolish work , I had loss my almost three month efforts on my Home loan with LIC Housing Finance LTd. Thane. On communication with Mohan Herelekar they agreed that Mohit gokhale is responsible for the same. We request them to take the action against Mohit gokhale.. On 20th August 2009 I had received my original documents from LIC Housing Finance LTd. Thane. I ask for my fees back But they denied for the same. Now I have to again search for a new bank for home loan & I have to pay delay charges to the party for the same. We request to the respected authority to take action against this foolish LIC Housing Finance agent Mr Mohit Gokhale so that it will justice to me. & the same will not be happened with the other new home loan seekers. Thanks Nilesh Mohare [protected] [protected] Was this information helpful? No (0) Yes (1)
Aug 14, 2020 Complaint marked as Resolved
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Comments

Sabina Iyer

from Mumbai, Maharashtra

My sister bought a flat in Malad and unfortunatetly they too approached LIC for loan. They faced similar issues. Their agent was Zaffar and Manoj. Looks like all the LIC staff are trained for false committments and not answering phone calls. It took around a month for them to get the initial sanction letter. Due to this the owner of the flat put a clause in the registration tht the final disbursement shld happen within 1.5 months else the agreement would be void. The due date is 30th Sept and till date we have not recieved the disbursemment from LIC. We have informed LIC on this and have been literaaly pleading our agents. Now the only thing we are doing is taking leaves frtom office and sitting in LIC office and following up on their work and getting them the docs and resolving their queries. Even Mohan Irlekar, the area manager is very irresponsible. He doesn't answer phone calls. His agents called us in office to meet Mohan and Mohan Irlekar was not in office. Imagine the plight of taking leave frm office and travelling from Parla to Thane and then realizing that the manager is not ppanning to come to office itself.

I would not recommend LIC to any1. Very unprofessional and their agents misguide the customers by telling lies and giving false commitments

sailesh

from Mumbai, Maharashtra

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blossom

from Mumbai, Maharashtra

Even i had similar experience while dealing with LIC agents. I think LIC agents are trained to misguide their customers and harass people by not responding to their calls. Like sabina said,
even I would not recommend LIC to any1. Very unprofessional and their agents misguide the customers by telling lies and giving false commitments.

sami5385

from Bengaluru, Karnataka

I havefaced the same problem with Mohit gokhale, continuous arrogant behaviour and false commitments from Mohit gokhale made me frustrated.

Please think twice before taking loan approval from this agent.

sachin.kamble29

from Mumbai, Maharashtra

You peolpe are not much intrested to procced with the complaint. Hence the cheater like MOHIT GOKHALE & other DSA take adventage of the same.

If any one want to file complaint please contact Mr. Ajay Warekar ([protected]).

Pls take take action now, otherwise DSA will keep cheating to all.

BE HAPPY.

stella.jones

from Chennai, Tamil Nadu

LIC housing loan is the worst. I have taken housing loan from HDFC and they are ok, I heard Axis bank is very good. We wanted to buy an apt and the builder asked us to approach LIC as they will give the payment really fast. We submitted the application with all documents on 24th Sep and they have still bot given the loan. They promised 17 lacs and after waiting for a month, (they did not even have the courtesy to call us) and when we called them they said they can give only 15 lacs. The reason they gave was my husband has done b.com and not MBA(they should have told us this was a criteria on the very first day). After repeated calls they opted to give 16lacs and said we will get the loan only if we extend the tenure from 15 yrs to 20 years. We had no choice and agreed as it was already a month since we had paid Rs 50k to the builder. They promised us that it would be 8.25% interest and when we received the sanction letter now it states 9.25%(this was never informed to us before, only 8.25 was mentioned). After waiting for 38 days they are still asking for documents and that too they do not call, only when we call they tell us. They are really harassing us and we have made all the balance payment to the builder. The point of contact in LIC is arrogant, rude and has never given a clear picture. He says we have 5000 files to take care. Our loans is not yet come. LIC is horrible. They also told us we need to pay 11000 processing fee but now they are asking us to pay 17000, we have paid it as we don't have a choice.

abhinav1983

Hi friends,
I am Abhinav, availed housing loan from LICHFL. First of all, I extend my regards to LICHFL for granting loan to me; because of that I fulfilled my dream of purchasing the first flat at G.B. Road, otherwise I had to pay soaring rentals………
I want to share my experiences with LICHFL.
In this process, Easy Financial Solutions, headed my Mr. Mohit Gokhale; acted as a catalyst in sanctioning & disbursement of the loan. As name suggests- Easy Financial; it is indeed Easy Financial………
Truly speaking, I have not taken a single day leave for the loan. The management of Easy Financial Solutions is very cooperative. No need to go everyday for follow-up for the loan. Just make a call or mail to any one in the marketing team; one can definitely get the affirmative response.
In a nut-shell, I am thankful to Mr. Mohit & hs team for rendering good service with good professional approach.

AbhinavG

from Mumbai, Maharashtra

AbhinavG

from Mumbai, Maharashtra

Your work will never get completed from this person and you will end up in frustration.

Sameer Sh

from Chennai, Tamil Nadu

Jul 13, 2021

I had the same experience many years ago with Mohit Gokhale and his father, my brother and I were too young and trying to buy our first house in thane, Mohit Gokhale showed us the most difficult days. I will suggest everyone stay away from these people and easy financial solution(easyhomeloan)