[Resolved]  Lic Of India — Non settlement

Address:

Chennai, Tamil Nadu

Sub:Policy No.[protected]K.KARTHIKEYAN-Expired on[protected]claim-reg
Two letters addressed to Life Insurance Corporation Of India, 20, Thyagaraya Road, Apex Chambers,IV th floor, T.Nagar, CHENNAI-600017 dated 01-04-10 and 07-12-10 are forwarded for redressal pl

1) My only son K.Karthikeyan expired on 21-01-10. He had completed B.E(Computer Science) at Satyabama University in April 2009only.

In March 09, he had developed breathlessness while walking and when consulted Apollo hospital ,it was diagnosed as `Asthma` . As breathlessness continued and vomiting was started he was admitted as in-patient at Apollo hospital on 16-05-09,and after taking all tests and scans it was diagnosed ,with rude shock to our family, that he was suffering from chronic kidney failure. After stabilizing the condition ,dialysis was started and he was under dialysis ,thrice a week for two months in Apollo hospital.
As he could not withstand torture of the dialysis process, I came forward to donate one of my kidneys for that I underwent rigorous tests and finally transplantation was done on 11-08-09 at Apollo hospital.
He was recovering well till 16-10-09 and then fever had started. The reason for fever could not be diagnosed and hence he was admitted on02-11-09 at Apollo hospital and underwent various tests , and eventually open lung biopsy was carried out and diagnosed as `Invasive Aspergellious` and for one month i.e.,till 02-12-09 he was under treatment as in-patient .
Fever started again on 06-01-10 despite he was under medication, so he was treated as out-patient till15-01-10 and on16-01-10 he was readmitted and eventually expired on
21-01-10, causing great agony to family since he was our lone child.
We had given the best possible treatment, costing huge expenses for nearly 10months, notwithstanding the invaluable organ offered by me to save his life.
Hospitals report and doctors certificate had already been sent directly by the Apollo hospital to you.

2) In this regard it is to be informed that:
i) certificates issued by the hospital and the doctor were sent directly to L.I.C.by the hospital
ii)required documents to be filed by the claimant and the documents called for were already sent
iii)necessary verification conducted by Mr. Chandrasekar.
iv) he obtained corroborative statement from my neighbour Mr.Ramprasad
It is requested that the claim may be settled at the earliest
K.JEGATHANBAL