LICHFL

4 Reviews

kaustubhnaik

Cheating for Home Loan

LICHFL,
This is with reference to LIC loan approval file number 130200. I was cheated by Mr. Ramesh Pawbake in various aspects of the home loan and even asked for bribe. Areas of cheating were as follows:

no explanation of EMI
Just took my documents and did not show up for ages
submitted the preprocessing charges without my knowledge
promised me that he will waive off some morgatge fees worth 15000 which no other agent or bank even mention
asked me to pay 4000 if I want disbursement on time
did not explain about the 15 years tenure

May God punish this man. Truly unprofessional service

Regards,
Kaustubh Naik

3 Comments

Comments

Jan 31, 2011 by

SachinS

I too have very pathetic experience with Mr. Ramesh Pawbake so called "LIC agent for last 20 years".

He sits in FC road, Pune branch. After getting all his money he changed his tone of speaking.
He was asking a document which is not required for the loan to disburse. Then he was saying that he himself arranged the document and now demanding extra bucks for that.

Already three weeks has been passed since i submitted all the required documents from my side. But no update and nothing has happed yet. He already took Rs 2500 in cash + processing fees cheques from me and asking again for more money in cash.

He never listens to customer and do everything with his wish.
After getting all his money, he speaks with customer as if he is the king and customer is beggar.

He tortured me mentally.
May God punish this man in deep. Truly truly unprofessional service.

Feb 21, 2011 by

DAVSRM

LIC HFL tambaram(sridhar -Area manager) really a fraud forcing the customer to pay the application fee and promising that we will get loan and after debiting the ecs amount they will reject the loan saying that non refundable fee.

Jul 4, 2012 by

homeweethome

LIC HFL, I am too going through tough time with this guys. All are involved in a chain to screw up the customer just to achieve their so called tgargets. There is not even a pinch of customer service you can expect. Also, the documents they ask is something none of the banks are asking this days. Still you keep on producing them by hook or crook coz its our Processing feees and Time that we invested !!!