[Resolved]  PNB — interest rate not given as per FDR

Dear Sir,
Ihad made a combined FD that of my wife and myself in Punjab National Bank, Nehru Nagar, Ghaziabad(UP) at[protected] and they (P.N.B.) made my FD @ intrest 9.5% . No body told us and neither mentiond anywhere that when I broke my FD at a premature time they will pay us at some different rate of interest.
I would like to bring to your notice that when I wanted to open OD account against my FD, I was answred that the staff was not available and it would take 3-4 days of time, whereas I wanted my a/c immediately as I wanted to deposit the required money to my wife's business, which is at initial stages, and my wife had commited to give the money to company personnel, but, we were not able to do so as our a/c was not opened by bank manager Mr.Goel, then we decided to break our FD, and I asked for the interest rate, they promised us to pay according to our FD interest rate, but when I GOT THE DRAFT, I WAS SHOCKED TO SEE THE DRAFT AMOUNT.
FDR details:
Name - Rajneesh Johri & Anjali Johri
Source- Provident Fund
FD a/c No. 111600mb00003920
Reciept No. TCXC86595
Rate of Interest-9.5%
FDR made on[protected]
Amount 3, 00, 000
FDRperiod 21 months
Maturity date[protected]
Maturity amount 3, 53, 573
FD broken on[protected]
Recieved Amount 3, 27, 664
app. Lost amount 21, 000
So.Sir only 56 days were left in my maturity date, but as per my priority I broke my FD, due to PNB bank manager's NEGLEGENCE I HAD A LOSS OF AMOUNT WHICH IS ABOVE 21, 000.
Sir i am feeling cheated, So, I request you to compensate my loss of 21, 000 with some penalty to the bank, so that no body in future could be cheated.
Thanking you,
Rajneesh Johri
II-B 170 Nehru Nagar
Ganesh Appt.
Ghaziabad (U.P.)
pin -201001
mobile-[protected]