[Resolved] LICHFL, Thanjavur — rate of interest | |
i have taken housing loan of Rs.12 lacs in Dec'08, at that time the rate of interest @ 11.25 (Floating), from last month the rate of interest for new customers they provided @9%, but for exiting customers like us are not enjoying the new rates. what we have done the mistake, why we can't enjoy the new low rates. this is not fair for the customers.again on the same side if the interest rate goes up they will increase the rate of interest from immd. effects. i request you pls. look in this matter immd. my consumer no with LIC Housing Finance :[protected] Birendra Mahnot & Arun Mahnot Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
9 Comments | |
Comments
I agree with you, I have also taken loan in nov2008 @ 11.5 % and I m not getting any benefit of new rate of interest. I wil talk to them and try to switch loan from any other bank in couple of months and before that I would suggest everybody to don't go with LICHFL and try to raise the issue in media also.
Reply
I also facing same problem, Pls. reply to me also.
I completely agree with you. I am also a victim. In fact most of the banks are doing the same and Govt is not checking it. The behavior of Govt is ridiculous. If govt wants RBI can pose measures/restrictions for these bank., but its not doing it simply because Congress is ruling and they make money out of private banks and private banks are looting the common man. Please never ever vote for Congress. When BJP was in power, interest rate was less and the cabinet know how to use power. They were pretty quick to resolve such issues, but congress doesn't show any interest, but is making money in all this game.
yes i agree with your complain as i am facing the same problem i have also made the complain for same issue. kindly let me know if you get any reply.
chitra
chitra
Yes, I agree with your complaint as I am facing the same problem. Please help me if
you get some way out for this problem.
Thanks & Regards,
Sulochana
you get some way out for this problem.
Thanks & Regards,
Sulochana
Yes. I also agree the same. Why this biased way of calculating interest for the old customer and new customer? Can governement give the answer for this or will they take any steps and standardize the interest rate for all?
Or should the old customers would be punished by calculating high rate of interest obtained loan from LIC?
Or should the old customers would be punished by calculating high rate of interest obtained loan from LIC?
All,
Grass on the other side looks greener. The lower interest rate for new customers is only the trap. The lower rate that they give to new customers is fixed for 3 months and then later they link it to PLR and then it is same for all. LIC staff never disclose these details and never agrees to it even if asked for.
So eventually after 3 months the new customers also joins the group of frustrated consumers!
Grass on the other side looks greener. The lower interest rate for new customers is only the trap. The lower rate that they give to new customers is fixed for 3 months and then later they link it to PLR and then it is same for all. LIC staff never disclose these details and never agrees to it even if asked for.
So eventually after 3 months the new customers also joins the group of frustrated consumers!
Yes, I agree with your complaint as I am facing the same problem. Please help me if
you get some way out for this problem.
Thanks & Regards,
manoj mali
you get some way out for this problem.
Thanks & Regards,
manoj mali
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