[Resolved]  State Bank of India, Nashik — shoddy cheque clearance

i had issued an account payee cheque for Rs.25000/- to central bank of india for crediting into my account, drawn on sbi, nasik branch on my salary account maintained with them. however the cheque was reeturned twice stating insufficient funds though my actual balance was much more than Rs. 1.0 lakh. on enquiry from the bank it was explained that the their auto sweep was not working and hence they could not honour the cheque and for which i had to apply in writing if i wanted the cheque clearance or scrapping the auto sweep service whose working was not reliable . as it was it was not sure whether such scrapping will be done instantly especially as i had never allowed or objected for such auto sweep initially.. why should i be made to pay for such shoddy treatment by a premier bank especially when they are competing with foreign banks.