This is Rajesh L Masand from Mumbai india, I have applied for HDFC car loan on last week and as per them i was given pre senctioned loan of Rs. 7.5 lakhs, I put up all the document from my side, the documents which they required. as per them rhey demand a balance payment recipt, they told me that amount of Rs. 4 lakh is senctioned for you, please go and make the balance payment to car company and provide the receipt of the same to us, as per that instruction i made the balance payment of Rs. 35000 to car company and receipt of the same i mailed to HDFC bank and also their executive personally visited to me and collect the reciept, after that i got the verification call from the bank after that verification they told me we are not going to grant you the loan as we found your name in the CIBIL with the amount of Rs. 16810 and 9375 & 5396, i told them please provide me the full details with the bank and all who put my name in CIBIL, but they not turned up, they told me we dont have the entire details, in that case what should i do, how will i get the details and how will i get the money back from car company. This is a very bad part from HDFC bank side as i am having a slary account with HDFC bank. Now i m totally in dark to where to go and tuely if any amount is balance i m ready to settle with those banks, but unable to get the details. please help.
Regards
Rajesh L Masand.
rlmasand@gmail.com
9004038799.