HDFC Bank — Ach debit return charges

My salary account is in hdfc bank but from april 2021 month to october 2021 590 rs debited more than 20 times narration ach auto debit return charges why are you debit this charge my emi bounce but rbi guidance 3 month relif covid 19 and this really rubbish bank my situation very low till time and am not pay ach debit return charges without any action pls i request to refund this amount
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HDFC Bank customer support has been notified about the posted complaint.
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Dear Customer,

We sincerely regret the inconvenience. Your comments have been shared with the concerned team for further action. Our bank official will respond to your query on or before November 10, 2021. We appreciate your cooperation and patience in the interim.

-Zubin
HDFC Bank Customer Assistance

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