HDFC Bank Credit Card — Spoiling my social reputation

Address:

Gurgaon, Haryana, 122011

I would like to lodge my complaint against the HDFC Credit Card division for spoiling my social reputation by reducing my CIBIL rating. 1) IC approached the Bank for the Home loan with my all documents to approve the loan & came to know my CIBIL rating is not good due to some pending issue with HDFC. 2) I personally visited HDFC Golf Course Branch to investigate the matter & requested Abhishek Dutta ([protected]) about said matter. As per him nothing is pending in my name. 3) Wrote mails to [protected]@hdfc.com & got call that Rs. 1000/- against HDFC card in 2004 is pending and now requesting me to pay Rs. 3400/- without any proof even after number of reminder mails. Now my questions with HDFC are: 1) Why HDFC approved my loan in 2006. & 2012 and not raised this during said loan. 2) Why HDFC Bank is not sending me proof, if any. 3) Why HDFC wake-up now after 12 years when I personally approached their Golf Course Road branch. Appreciate if you can discuss with HDFC Higher authority and take necessary action for mental harassment.