[Resolved]  HDFC Bank — Hdfc slic un trust and cheating

Address:

Chennai, Tamil Nadu

[protected] Forwarded message[protected]From: RameshKumar S <[protected]@gmail.com>Date: Mon, Jul 21, 2014 at 2:32 AMSubject: Fwd: Requesting for Return 4years Premium ; Policy No: 13196132To: Service <[protected]@hdfcinsurance.com>Cc: [protected]@gmail.com, [protected]@gmail.com, [protected]@gmail.comDear Sir,


HDFC Children's Double Benefit Plan
Commencement of Policy : 09th-OCT-2009
Policy Premium: Rs.51843/-
Term : 15 Year
No of Year Paid : 4 Years
Total amount paid : 223312
Approximately paid amount plus bonus : Rs.276212/- [13957 * 16 = Rs
223312 + 52900 (Bonus as per my knowledge)]
I applied for
surrender few days back, I was told that value of surrender :
Rs.138918/- (One lac thirty eight thousand nine hundred
eighteen rupees)

I have paid Premium for 4 complete years and policy has been
completed 5 years.
Last 3 quarter I could not pay my premium due to my parents medical expenditure
and family expenditure
so due to financial needs I am surrendering this policy.
I do not have any source to settle my credits so only way is to recover from
this bad situation to surrender this policy.
As you know I have paid premium of more than Two Lac rupees, which is HARD
EARNING MONEY for my family future, I have trust the HDFC SLIC and took this
policy.
After seeing this surrender Quote.. I felt I have been cheated by HDFC SLIC.
At least you have Quote what ever I have Paid for the 4 Years.

This is really intolerable. Why I need
to lose my 4 years Hard Work? ...I need to know, . Where is it going my
HARD EARNING MONEY?.

I NEED MY MONEY BACK AT-LEAST WHAT EVER I HAVE PAID FOR THE 4 YEARS..
I kindly request you to take some action and return my PREMIUM WHICH I HAVE
PAID FOR THE 4 YEARS.

Thanks,
Rameshkumar.s