HDFC Bank — Memo on Account

One of my Friend Transferred my an amount today through check, which is with in HDFC bank, and the bank person told that my account has Memo. i don't understand that now what is that. There are no outstanding's for my account. Still why ?. i have been faced such issues earlier as well specific to credit card,
i dont want more nuisance, Lost faith with HDFC, if this is not resolved soon, ill ensure i take out all my account and family accounts from the bank and shift to another bank.
If you really wana help, help Soon.
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