HDFC Bank — Net banking transactions & ATM transactions are blocked without intimation

I have been using an HDFC debit card account for the last 8+ years. And I have taken a personal loan as well.

Yesterday(August 11th 2021) onwards I am facing an issue in netbanking while viewing my balance and while sending money to added beneficiary users.

Issues in detail:
1. Getting messages like "We are unable to carry out your instruction. Please contact the bank" while viewing my balance
2. Getting a message like " There is low severity memo present in the debit card., there is memo present on the debit count " while sending money to added beneficiary user
3. The ATM also did not get money after entering my secure PIN.

Help Desk conversation in Detail:-
Immediately I called the help desk number "[protected] ", informing them of my issue in detail. I thought my issue would be resolved but after some time, he replied "YOU NEED TO KYC AGAIN".

Then I asked a question like - Why should I do KYC again? He replied, not sure why this issue came. Please do KYC
I raised that question because I am an old customer and I did many transactions and took personal loans as well.

Now I have asked another question like - I am in hyderabad but this account belongs to Nandyal(AP) branch. Will that issue resolve If I visit Hyderabad at any HDFC bank?.
Then He replied you can visit any office. Issue should be resolved.

Hyderabad Kukatpally Branch visit:-
Today(August 1th 2021) I visited Hyderabad(Telangana) Kukatpally HDFC bank and informed the bank employees.
1. One of the employees replied "You got a negative letter". Due to this issue came. I have asked - what is negative letter and what I got? Then he replied, ``I'm not sure but you got a negative letter. I am not satisfied with his reply.
2. Now I address the issue to the other employee, he checks and informs me like "YOUR ADDRESS IS WRONG. MAY BE DUE TO THIS, YOUR ACCOUNT TEMPORARY LOCKED".

Then I have asked questions like how to resolve the issue? Then he replied go to Nandyal(AP) and ask the branch manager. I said like I am in hyderabad now. It's not possible to visit the Nandyal(AP) branch. Then he replied not sure but you have to visit the Nandyal(AP) branch only. Now I asked another question like how many days it takes time to resolve? He replied that it will take more than a month.

Observation :
There is no proper communication between branches all over INDIA. So please don't mention to the customer "We are a national level bank". Because your service is very bad.
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HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Aug 14, 2021
HDFC Bank Customer Care's response
Dear Customer,

Apologies for the inconvenience caused. We are working on your concern vide Ref ID:[protected] and will revert to you by August 26, 2021.

-Zubin
HDFC Bank Customer Assistance
Aug 15, 2021
Updated by murali palukuri
Hi

Almost you have taken 10 days to revert back issue.

Due to this I am facing too much issues. Still i didn't receive proper explanation from you.

Very BAD service Axis & ICICI far better than you.

Regards,
Murali.P
Aug 17, 2021
Updated by murali palukuri
Getting call from un known number "[protected]", this guy asking about account details. While check in true caller name mentioned as "Customer care fraud".

@ConsumerComplaintForum:
Please take the action on this.

Regards,
Murali.P
Aug 18, 2021
Updated by murali palukuri
Hi HDFC,
I did KYC from the Nandyal HDFC branch two days back and visited the bank 2 times. Still the issue is not resolved.

I addressed my issue to the branch employees and manager but the issue was not resolved.

Looks like all the doors are closed. So you people are unable to resolve the issue. Is this type of service your giving to the customer?
Very very bad service. Don't make false promises to the customer like we will resolve the issue.

Note: Nandyal branch mobile number not working. Even Though posting on a website. What is this?
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