[Resolved]  HDFC Bank — Unauthorized AMB and other charges deduction without any info

They have deducted more than Rs 9000 from my account for their so-called AMB and ACH Debit Return charges.

Before putting any money into it I visited their branch to confirm if there will be any deduction other than Rs 1400 that are showing as hold and he said no. So I put my money into it and then their drama starts. They start deducting with Debit return even though I do not have any open EMI with them and suddenly they make my full ac empty by charging AMB charges without any prior information or even a text.

After deduction when I contacted my nearby branch they said these charges cannot be refunded and they are not aware of these charges as they do not show these charges in their system. Why the hell do you have branches if your employees do not know how things work?

If he said me earlier that there would be charges if I continued with us so I should have opened an account with another bank and closed ties with them.

They send me offers each and every day but they cannot send any info regarding this.

HDFC is a cheater and Fraud bank. Never ever do banking with them.