Icici Lombard — Zero depreciation policy is treated as normal policy due to second owner (ie due to ownership changed).

Address:	Dhule, Maharashtra, 424001
Website:	WWW.marutiinsurance.com

Dear Sir / Madam,

Myself has purchased Alto 800 LXI BS IV car (bearing regn. no MH39J4901) from Shahada. The previous owner have

your Zero dep policy (policy no 3001/MI[protected]/00/000 package policy private vehicle) valid up to 18.04.2016. After

purchasing i have transferred the ownership & changed the policy holder name through endorsement.

On 15.02.2016 at 07.00 Am this vehicle met an accident at Navapur. On the same day evening i had brought this vehicle to

Seva automotive DHULE for repairing. I have submitted all necessary documents with claim form. At present this vehicle

is at Seva Automotive. Dhule Custody.

Yesterday The Seva officials reported me that the as per the surveyor Mr. Vijay Patil this zero depreciation accidental claim

is treated as normal policy due to second owner (ie due to ownership changed).

I wish to know under which rule such thing happens. The zero dep premium for the same vehicle deposited by the previous

owner at the time of renewal, & after the accident of same chassis no/regn no vehicle due to ownership change how the norms

of policy may change?. As a owner of this vehicle i want clarification of the same.

Sir, it is a kind request you to consider my above said accidental claim under zero dep claim.

Regards,
VIRENDRTA THAKARE