IDBI Bank — Not getting subsidy on my education loan

Address:	Khordha, Odisha, 751022
Website:	idbi.co.in

Dear Concern,

I have taken an education loan during my Post Graduation on 2011. And during those 2 years my father was depositing the interest amount to bank on a monthly basis. And after my completion of my study on 2013, still I am repaying the amount to bank. But the concern is that I am not getting any subsidy as of now except a couple of, which are very less that we have paid in terms of interest. And while asking to the bank personnel, they are saying there is no such instruction from Govt or HO. Other banks are having this subsidy offers and my friends and colleagues are availing this offer but I can not. My parental income also was below 4.5 Lacs and now my father is retired. So if I can avail this offer then it will help me a lot and as well as to my family also.

Apart from this, while doing the loan bank has agreed that if I will pay the simple interests during my study then at the time of my tenure starting the ROI will be reduced by 1%. But this thing also I am not getting from the bank.

Details are as below.

Name : Debashis Rajanikant Jena
Loan A/c No- [protected]
Customer ID : 73946517

Hence it's my sincere request you, please help me in this regard and oblige.