IDBI Bank — Refund my amount you deducted today as ACH RTN charges

Address:Govind Nagar, Mathura

IDBI bank had deduct a sum of rs. 3917/- on 07/05/2021 as an emi while i didn't have any loan regarding that, i contacted the concerned benificiary company BYJUS and they refunded the particular amount of rs. 3917/- today 24/06/2021 at morning, but after that IDBI has again deduct the amount of rs. 590/- for ACH RTN charges as they said,
So i am requesting that since i dont have such kind of loan, so please refund my money back rs. 590/- other wise i have to go for consumer court to resolve the concerned issue.
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