IDBI Bank — Subsidy for education loan in fy[protected]

Address:

Vadodara, Gujarat

Good day sir,
My self, shisode dhaval gopalrao, have taken an education loan in the financial year[protected]. After one year i knew that govt is providing subsidy on educational loan in the financial year[protected]. I have applied the same subsidy including all documents. Now it is almost one year, but still i did not have any subsidy.
When i called idbi bank, they said fro bank side paper is clear now they are waiting for govt side to pass the subsidy. Sir as you know if subsidy add to capital, the emi get reduce.
Education loan account number 026/[protected]
From idbi bank. Prabhadevi branch
Name: dhaval shisode
What should i do?
If i am having my subsidy, then i should pay less emi. But now i have to pay more as that subsidy amount is not added,
Kindly advice us.
My email id is: [protected]@gmail.Com

Thanks and regards
Dhaval shisode