Indian Bank — Refund initiated by Flipkart but not receive

Address:Flipkart India

Sir
I have ordered a dizo watch R on 11jan2022.lt was to be recieved on 12jan2022.But I have not recieved/returned my product. Flipkart initiated the refund 3499 rupees on 12jan2022 and it was expected to come on 13jan2022. Flipkart gave me the reference id[protected] but the Indian bank has still not credited my money.
This is urgent please help me as soon as possible
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