[Resolved]  Indusind Bank — INDUSIND BANK: How difficult it is to close a Bank Account

Address:

Chandigarh, Chandigarh

INDUSIND BANK: How difficult it is to close a Bank Account I had setup a software firm in June 2013. But after struggling this venture did not turn out. For that I have opened the current account with Indusind Bank Sec-35 Chandigarh. My account got opened with just a phone call w/o even visiting the branch. Even bank representative arranged for the necessary documents needed to open the Bank account (ITR with Zero transaction and bank certificate). My cheque-book and debit card w/o ATM Pin was delivered at my address. But the problem started afterwards when I started doing transactions. My cheque got bounced and when I enquired about it, Bank states that account has got freezed and you need to resubmit the KYC documents that includes additional certificates from govt agency. When I asked to close the account then they started making excuses and said the they will reimbursed the balance amount through Demand draft in the name of Firm Only (Not on the name of Proprietor). I don’t have any account in Firm’s name. It means the DD provided by Indusind Bank is of no use to me. When I discussed this issue with Bank staff they simply said that they can’t do anything in this regard. This simply means that I have to forget my 10000 Rs. and move on considering the bad experience with Indusind Bank. Regards, Pooja Narwal Sourcing Consulting Group India Account No:[protected] (M) [protected]