Jain International Organisation [JIO] — Claim not fulfilled by vipul medcorp!!! Its a scam

Address:

Mumbai City, Maharashtra, 400054

This company had increased the premium for phase 2 in 2016 still i paid about 17000 for the family floater policy which had a tie up with vipul medcorp... We got my mother operated for uterus removal at a decent hospital with all the test and medical expenses including the dr fees it costed us about 4 lakhs... We submitted the documents with all bills and proof, they first ignored all the documents and approved the claim of just 26 thousand (Can you beat that??) we contacted them many times eventually got through to customer service and they stated they would investigate this and asked us to submit documents again... Later once we submitted the remaining documents again they kept saying its still being investigated and we were tired of calling them many a times... We went to wadala office they said a bill is missing!! We were like again?? Who would tell that to us?? We submitted the final bill again from the hospital to them again as usual things are under investigation and just like before they dont care to respond the worst mediclaim company ever... Eventually we went to thane office as suggested by the wadala office... They say the uterus operation has a capping of only 40000!!! Can you beat that 5 lakh policy covering only peanuts for a surgery??? I asked them ok then at the first place why did you pass only 26000 instead of 40000 then... They didnt have an answer to that and said it was an error from their side and they will approve the remaining 14000 for the medical expense of totally 4 lakhs!!!... What a fraud of a company vipul medcorp and jio has helped it by claiming big premiums without paying the majority of the medical expenses of the customers. Can there be anything done for this?... There's really no justice for people who pay their premiums on time even if its increased more than double the amount... Any help from anybody will really be appreciated... My email [protected]@yahoo.com my name mihir... All i would say is this is one of the biggest scams in open and all people can do is feel helpless about it