Kotak Mahindra Bank — Cheating by Kotak Bank- Credit Card Department

Kotak employees called and told that lifetime free credit card is sanctioned to you with limit of Rs 320000. I accepted for it
When i recieve a card, i was shocked to see that the limit is 136000 and card is not free. There are charges of Rs 1500 as joining and 1500 as annual charges.

Despite of repetitive calls to customer care, they told that my card is closed, but till now card is not closed and i can see charges of Rs 1700 is levied on card.

Kotak Bank is a big fraud bank