Kotak Mahindra Bank — Credit card collection agencies use abusive words and torture

Hi sir
due to some personal reason I’m not paid may 10th mom expired because of CORONA I was unable to pay credit card bills for past 3 months so I get continue calls from collection department the use very abusive words and scold and keep on giving mental torture after 20th ill pay since I’m outof station

My credit card details
Kotak mahindra Bank
Dinesh Balaji L
4166…….. 9299
+2 photos
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