Kotak Mahindra Bank — Kotak card collection manager not responding

I'm Deshakumar having 2 credit cards in kotak..I'm keep on paying my cards due for past 1 year but still I'm getting dues..

I called kotak customer care they gave collection manager no. Whenever I call he says in meeting else never picked my call more than 40 times...

I whatsapp him but not even responding...

I have a doubt that kotak cards doing FRAUD and collection managers willfully avoiding queries...

Kotak card collection manager
Chennai Egmore

Manager no. [protected]
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