[Resolved]  Kotak Mahindra Bank — paying Interest & Principal Amount

Address:

Mumbai City, Maharashtra

Dear Sir, With reference to to above subject, I Mr.Sharad Gorivale was took Credit card from Barclay's Bank, Which they have forcefully given to me. The credit Limit was Rs.14, 000/-, I have used the full extend till 2010. later I was in financial crises so I couldn't repaid the Total Outstanding. But from 2009 I use to pay the Interest amount of Rs.1675/- every month till December 2011. Which comes around Rs.35, 000/- & later I got a call from Kotak Mahindra stating that outstanding is Of Rs.75, 000/- which I have to pay. Then I agreed for Settlement which was Rs.14, 000/-. But in Meantime I lost my job in March 2013. I couldn't pay off the Amount as whole. Then In Dec 2013 I got the call from Kotak Mahindra Bank Mr.prashant Jagtap who called me to settled account asap possible. As agreed but I told I can pay as whole as am not working. And initially I paid off Rs.5, 000/- in Dec 2013. Then in April 2014 I Paid off Rs.3, 000/- & in June 2014 I paid Rs.7, 000/- which comes to Rs.15, 000/- So total Rs.50, 000/- I have paid to Barclay's & Kotak Mahindra. Now still am struggling for job and I don't have any money and they are asking for additional Rs.5, 000/- from me. Which I don't wanna pay.They are just harassing me every month. Now I wanna complaint against them.