I had taken the kotak credit card settlement in 2016. I paid 18, 000/- in 4 emis and completed all the payments on time. Your kotak person told me i will get my noc and now it's 2020 i have not received my noc yet. Also, every 3-4 months, i get a call from kotak bank and they ask me to pay the credit card bill. They have been threatening me and my family also.
Why will i not pay 18k. I have closed 3 lakhs loan with kotak also 1 lakh cc from hdfc why will i not pay this small amount.
I do not understand if i really did not pay the bill for 4 years will the payable amount increase or not. I get calls from your people something they say pay 7k sometime they pay 18k. Then they say i will send people to your house and take my belonging. I mean seriously...
I have paid already your people do not have any update. They are asking me to give the proof that i have paid but i do not use that number anymore where i had received all the sms after payment.
What i am supposed to do. Because of this, i am not getting noc for the loan i have closed and my cibil is going down.
I will never recommend kotak bank to anyone. Kotak bank is a money eater.
I need some action here and what you guys to close this drama.
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