LIC Housing Finance — Bad reponse , more charges , more interest rates

Address:

Chennai, Tamil Nadu

I had taken LIC Home loan. I never such bad service and worst response from LIC HFL. If government company itself doing this way whom we can go and report. 1. Whenever they increase the interest rate, they will never intimate us. In the same all private/government banks are intimating. 2. When we got branch where we had taken the loan, they will ask for all suggestion to go Head office. Just think off my house near to branch and far way to Head office, every time how we can travel. 3. We can pay part payments in the online and also can't pay as cash. Only cheques. It's big headache, think off if we go to weekends it's big queue. The person will take only the cheques till 12'0 out of that time he will go for , urine and tea, . some stupid will do chit chat with neighbours. He don't have courtesy customers are in line. 4. Last is, the report rate has been reduced, but LIC was charging with old repo rate. If we go and ask for change the interest rate, they are asking to pay for .5 of loan amount. Other banks only taking just 5000 to 6000rs. But LIC taking more amount. What type of service it is, Is it government trusted company for customers. Or they want to all the amount from people, say like we are big ppl are in the market. Don't what it, I have every day dream to come out of loan. I want to clear, god nows how I can clear before 20yrs. I am afraiding for loans now. Because of my home loan I decided not to by car for another 5yrs till I want clear my whole home loan.