LIC Housing Finance — Excess amount charged for Home Loan A/c[protected]

Address:

Raipur, Chhattisgarh

Dear Sir/M'am, This is to bring into your information that I (Rohit Ghosh) have closed my LIC HFL Home Loan Account(A/C[protected] in the month May-2015 of by depositing two cheques -Rs 1930061.79 and another chq of Rs 6830/. On 10th June 2015, Again through ECS amount of Rs 20652/automatically got deducted from bank account in favour of LIC HFL. when I went to Raipur LIC HFL office its been told that Cheque of Rs 6830/ got bounced due to signature mismatch and my Home loan account got re opened .I have not got any intimation from LIC HFL that my chq got bounced and my account is re opened and without my knowledge Rs 20652/ got deducted on 10th June . I have met Mr Shukla at LIC HFL -Raipur Pandri office and explained the whole history.Mr Shukla checked My account and told me that again I have to pay Rs 12500/ approx to close my Home loan account. I told LIC HFL Manager- Mr shukla that I will Rs 6830/ instantly (amount of chq which got bounced) and requested him to return my Rs 20652/ which got deducted.He clearly denied that it is not possible and said i need to pay extra Rs 12500/ for closure.Mr Shukla said amount of Rs 19.30lacks was in suspense account therefore it cannot be adjusted. If this is the case then I should get interest for Rs 19.30 lacks which was kept with LIC HFL for more than one month .Howcome LIC HFL has charged me penalty on 19.36 lacs, when chq of Rs 19.30 lacs is already cleared . I request you to kindly look into this matter and refund my amount and close my Home loan account smoothly. Awaiting for your response. Regards, Rohit Ghosh ph -[protected]