[Resolved] LIC Housing Finance / Lajpat Nagar - 2 — The worst choice for Home Loan | |||
I am filing this piece of text just to let the people, who are thinking of applying for housing loan from LIC Housing Finance, know the shocking reality about the racket working under the mask of LICHFL(Ist Floor, K-59, Lajpat Nagar II, New Delhi-24). My friend Mr Sebastiane who had applied for a housing loan from LICHFL Lajpat Nagar 2 on 16th of September 2012. The LICHFL executives, Mr Vikas ([protected]) and Mr Praveen ([protected]), collected the application form with supporting documents on 16th itself. After that the process of enquiry (both at his house and office) and all done as usual. There were no calls or anything from their end after that. When Sebastiane called them and asked the status of loan, they asked for more documents. Every time he called them, they repeated the same (more document). 40 days passed like that. Whenever we contact them, we got the reply "It's done, you will get the approval today evening/tomorrow evening, the officer is hospitalised, my dadaji hospitalised so i could not collect the paper" etc. At last one day we visited their office at Lajpat nagar-2. There we got the shocking response from their end. Again they started the old drama, asking for documents, We need this paper that paper etc. Even after submitting all the documents they asked for, they started on reducing the loan amount From 20 Lacs to 12.5 Lacs. At last the day came, the executives Vikas and Praveen came Sebastiane's home with lots of documents along with approval letter. Sebastiane signed All the documents, Gave them Rs 5000 as their personal charge along with signed cheques along with a Rs 12,000/- cheque on favour of LICHFL. They assured us that the Loan cheque would be ready in 2 days. That 2 days extended to 2 weeks. This time they came with another drama. They said Sebastiane should close on of his personal loan which deducts an EMI of 4300/month from his account. In short, they have taken our quality 75 days and put us in a real hell. At last we took back all the documents and cheques given and said Good bye to LICHFL. We lost plenty of time, around 17-20 thousand Rupees, and peace for sometime. So friends, if you thinking of applying for Housing loan, please Keep away from LICHFL. By doing such things with 10 customers in a month, LICHFL (Officers) can earn more than 1.2 Lacs without paying a penny. Here is the phone numbers of the Staff behind the drama once again. 1) Mr Praveen, executive ([protected]) 2) Mr Vikas, executive ([protected]) 3) Rajeni Kand, officer ([protected]) Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
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+91 22 2217 8600
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LIC Central Office, 2nd Floor, Jeevan Bima Marg, Mumbai, Maharashtra, India - 400021
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