Maruti Suzuki India — insurance not done timely

Address:

Jharsuguda, Odisha, 768233

I biswanath ghosh has purchased a maruti ertiga car last year from odessey motors jharsuguda od23d 6225, whose insurance was due on date 3 aug 2017 and accordingly i issued cheque in advance on dated 27 july 2017 but after 3 days i followed with the insurance dept of odyssey motors jharsuguda why my chq was not presented for clearance then they tole me that it will be presented by company so don't worry and they had given me the insurance paper on 4th aug but till that the chq was not presented. On 9th aug i received a msg that chq was returned due to sign mismatch by system which bank has apolise for erroneously returned without confirmation and ask me to represent the same chq once again which i inform the dealer but they told me that the same chq can not be represented. So i ask to take fresh chq or cash from me but nobody came to collect. I started following up on daily basis but they doesn't respond urgently now when i shout on the branch manager of your dealer odyssey motors jharsuguda then he send his sales staff and collected cash from me on dated 3 day ago but til mow insurance paper is not submitted to me and now they are saying that they will take snap of my car with chasis no as the insurance renewal time already passed. So tell me is it my fault for delay representation of chq after due date by company wherein i have paid the chq in 1 week advance. Now tell me if something happen to my car where maruti will be liable to repay the damages or if police caught me than who will pay the financial and social loss. Now i am thinking to put a consumer case against the maruti and its dealer for such loss.