Pantaloons Fashion & Retail — Refund as cash

3548735, orderded a kurti for rs.1680 on 19th july which was delivered on 2nd aug without any intimation for delayed delivery. Now to my surprise i received a too large product and for raising return they are puting the money in pantaloons credits, thougj it was cod order i paod using my card. But cod order is crime with this company they will only refund as credits. I cannot block my money as pantaloons credit. Need my moneyback. If they facing difficulty due to covid similarly we have financial crunches.