Reliance General Insurance — Insurance Rejected than renewed from back date

Address:

Panipat, Haryana

Private Car Policy Policy Number : [protected] this is to inform you that i had taken insurance cover from "Reliance General Insurance" in the M/o June14. After 5 months when I met with an accident. During that I came to know my policy has been void & not valid because company has given me the NCB benefit for which i was not eligible. Than i paid the entire amount & released my vehicle from Hyundai. Total loss was of 15000. Then i went to branch office & asked for the solution, they told me to deposit the NCB recovery which is around 2800 & than policy will get renewed. Then Company has taken all photograph again and verify the condition of vehicle. After all formalities I have deposited the money. I got endorsement on 22-Nov-2014 that too after several number of follow ups. When all process was repeated then why Reliance has renewed that policy from back date If as per company’s terms, company is not supposed to provide cover for last 5 months than how company can charge amount from the back period. If company would have covered me than company must have settled my claim . If company is renewing my insurance from back date i.e 26-Jun-2014 than company is supposed to settle the accidental claim as well. But company is supreme they don’t listen anything from consumer that’s why I wrote complaint to all higher officials of but no one from "Reliance general Insurance Company" is bother to reply on my mail.